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Net worth update per


This is ck1111's #2 net worth update. Please check out my profile here for more information. As of , my net worth decreased to GBP 858,700 and my FI portfolio decreased to GBP 858,700


Net worth

GBP 858,700

Since the last update on my net worth has decreased with GBP -46,300 ( -5.12 %).

FI portfolio

GBP 858,700

Since the last update on my FI portfolio has decreased with GBP -46,300 ( -5.12 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.
Change
Cash 43,000 -2,000 41,000
Investments 852,000 -44,800 807,200
Retirement acc 10,000 +500 10,500
Real estate 0 0 0
Other assets 0 0 0
Total assets 905,000 -46,300 858,700

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 43,000 -2,000 41,000
Investments 852,000 -44,800 807,200
Retirement acc 10,000 +500 10,500
Real estate 0 0 0
Other assets 0 0 0
Total assets 905,000 -46,300 858,700

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 43,000 -2,000 41,000
Investments 852,000 -44,800 807,200
Retirement acc 10,000 +500 10,500
Real estate 0 0 0
Other assets 0 0 0
Total assets 905,000 -46,300 858,700

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 85.9% on my way to achive my FIRE target of GBP 1,000,000. This is -4.6 percentage points closer, compared to the last net worth update.

GBP 858,700 FIRE target: GBP 1,000,000


85.9%

FI portfolio

My FI portfolio now consists of GBP 807,200 (94.0%) in investments, GBP 10,500 (1.2%) in retirement accounts, and GBP 41,000 (4.8%) in cash.

Investments

Since my last update, my investments decreased with GBP -44,800 (-5.26%).

Retirement accounts

Since my last update, my retirement accounts increased with GBP 500 (5.0%).




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 2,862 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
2,862/month
(4.0% SWR)
2,504/month
(3.5% SWR)
2,146/month
(3.0% SWR)


When can I retire?

FI date

My age

40

I am currently aiming to save/invest approximately GBP 500 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,000,000 in 0 years and 6 months, in , and at that time I will be 40 years old.

By that time I will have invested/saved another GBP 9,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 132,300


Financial independence forecast