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Net worth update per


This is mudpie's #14 net worth update. Please check out my profile here for more information. As of , my net worth increased to CHF 1,490,581 and my FI portfolio increased to CHF 1,230,324


Net worth

CHF 1,490,581

Since the last update on my net worth has increased with CHF 44,160 (+ 3.05 %).

FI portfolio

CHF 1,230,324

Since the last update on my FI portfolio has increased with CHF 44,160 (+ 3.72 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CHF.
Change
Cash 65,987 -3,078 62,909
Investments 834,763 +44,209 878,972
Retirement acc 285,414 +3,029 288,443
Real estate 255,257 0 255,257
Other assets 5,000 0 5,000
Total assets 1,446,421 +44,160 1,490,581

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 74,371 -11,462 62,909
Investments 684,315 +194,657 878,972
Retirement acc 244,174 +44,269 288,443
Real estate 255,257 0 255,257
Other assets 5,000 0 5,000
Total assets 1,263,117 +227,464 1,490,581

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 44,016 +18,893 62,909
Investments 582,494 +296,478 878,972
Retirement acc 156,559 +131,884 288,443
Real estate 248,217 + 7,040 255,257
Other assets 5,000 0 5,000
Total assets 1,036,286 +454,295 1,490,581

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 123.0% on my way to achive my FIRE target of CHF 1,000,000. This is 4.4 percentage points closer, compared to the last net worth update.

CHF 1,230,324 FIRE target: CHF 1,000,000


123.0%

FI portfolio

My FI portfolio now consists of CHF 878,972 (71.4%) in investments, CHF 288,443 (23.4%) in retirement accounts, and CHF 62,909 (5.1%) in cash.

Investments

Since my last update, my investments increased with CHF 44,209 (5.3%).

Since I started tracking, my total contributions have been CHF 1,346, and my total return has been CHF 394,899.

Retirement accounts

Since my last update, my retirement accounts increased with CHF 3,029 (1.06%).

Since I started tracking, my total contributions have been CHF 2,095, and my total return is CHF 205,451.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be CHF 4,101 for the rest of my life.


Monthly SWR amount
Retire today with (CHF)
4,101/month
(4.0% SWR)
3,588/month
(3.5% SWR)
3,075/month
(3.0% SWR)


When can I retire?

FI date

My age

41

I am currently aiming to save/invest approximately CHF 13,750 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of CHF 1,000,000 in 0 years and -10 months, in , and at that time I will be 41 years old.

By that time I will have invested/saved another CHF 13,750, while the rest will be return on my existing FI portfolio and the new investments, in total CHF -244,074


Financial independence forecast