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Net worth update per


This is FIRELINE's #33 net worth update. Please check out my profile here for more information. As of , my net worth increased to CHF 584,816 and my FI portfolio increased to CHF 584,316


Net worth

CHF 584,816

Since the last update on my net worth has increased with CHF 12,366 (+ 2.16 %).

FI portfolio

CHF 584,316

Since the last update on my FI portfolio has increased with CHF 12,366 (+ 2.16 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CHF.
Change
Cash 32,066 0 32,066
Investments 308,515 +7,461 315,976
Retirement acc 231,369 +4,905 236,274
Real estate 0 0 0
Other assets 500 0 500
Total assets 572,450 +12,366 584,816

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 27,272 +4,794 32,066
Investments 261,272 +54,704 315,976
Retirement acc 195,832 +40,442 236,274
Real estate 0 0 0
Other assets 500 0 500
Total assets 484,876 +99,940 584,816

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 87,104 -55,038 32,066
Investments 136,924 +179,052 315,976
Retirement acc 96,746 +139,528 236,274
Real estate 0 0 0
Other assets 0 + 500 500
Total assets 320,774 +264,042 584,816

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 58.4% on my way to achive my FIRE target of CHF 1,000,000. This is 1.2 percentage points closer, compared to the last net worth update.

CHF 584,316 FIRE target: CHF 1,000,000


58.4%

FI portfolio

My FI portfolio now consists of CHF 315,976 (54.1%) in investments, CHF 236,274 (40.4%) in retirement accounts, and CHF 32,066 (5.5%) in cash.

Investments

Since my last update, my investments increased with CHF 7,461 (2.42%).

Since I started tracking, my total contributions have been CHF 7,029, and my total return has been CHF 263,485.

Retirement accounts

Since my last update, my retirement accounts increased with CHF 4,905 (2.12%).

Since I started tracking, my total contributions have been CHF 14,342, and my total return is CHF 176,145.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be CHF 1,947 for the rest of my life.


Monthly SWR amount
Retire today with (CHF)
1,947/month
(4.0% SWR)
1,704/month
(3.5% SWR)
1,460/month
(3.0% SWR)


When can I retire?

FI date

My age

42

I am currently aiming to save/invest approximately CHF 6,400 each month.

Assuming an annual return of 5% on my investments and my retirement accounts, I aim to reach my FIRE target of CHF 1,000,000 in 2 years and 8 months, in , and at that time I will be 42 years old.

By that time I will have invested/saved another CHF 281,600, while the rest will be return on my existing FI portfolio and the new investments, in total CHF 134,084


Financial independence forecast