Net worth update per



This is my #5 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 446,482 and my FI portfolio increased to AUD 446,482


Net worth

AUD 446,482

Since the last update on my net worth has increased with AUD 109,450 (+ 32.47 %).

FI portfolio

AUD 446,482

Since the last update on my FI portfolio has increased with AUD 109,450 (+ 32.47 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.

I am now 29.8% on my way to achive my FIRE target of AUD 1,500,000. This is 7.3 percentage points closer, compared to the last net worth update.

AUD 446,482 FIRE target: AUD 1,500,000


29.8%


FI portfolio


My FI portfolio now consists of AUD 197,114 (44.1%) in investments, AUD 115,403 (25.8%) in retirement accounts, and AUD 133,965 (30.0%) in cash.

Investments

Since my last update, my investments increased with AUD 65,522 (49.79%).

Retirement accounts

Since my last update, my retirement accounts increased with AUD 32,923 (39.92%).




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be AUD 1,488 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
1,488/month
(4.0% SWR)
1,302/month
(3.5% SWR)
1,116/month
(3.0% SWR)


When can I retire?


FI date


My age

40

I am currently aiming to save/invest approximately AUD 7,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 1,500,000 in 3 years and 4 months, in , and at that time I will be 40 years old.

By that time I will have invested/saved another AUD 539,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 514,518


Financial independence forecast