Net worth update per



This is my #3 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 1,850,000 and my FI portfolio increased to USD 1,600,000


Net worth

USD 1,850,000

Since the last update on my net worth has decreased with USD 0 ( 0.0 %).

FI portfolio

USD 1,600,000

Since the last update on my FI portfolio has increased with USD 350,000 (+ 28.0 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.

I am now 40.0% on my way to achive my FIRE target of USD 4,000,000. This is 8.8 percentage points closer, compared to the last net worth update.

USD 1,600,000 FIRE target: USD 4,000,000


40.0%


FI portfolio


My FI portfolio now consists of USD 1,100,000 (68.8%) in investments, USD 500,000 (31.2%) in retirement accounts, and USD 0 (0.0%) in cash.

Investments

Since my last update, my investments increased with USD 450,000 (69.23%).

Retirement accounts

Since my last update, my retirement accounts decreased with USD -100,000 (-16.67%).




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be USD 5,333 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
5,333/month
(4.0% SWR)
4,666/month
(3.5% SWR)
4,000/month
(3.0% SWR)


When can I retire?


FI date


My age

51

I am currently aiming to save/invest approximately USD 8,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 4,000,000 in 5 years and 11 months, in , and at that time I will be 51 years old.

By that time I will have invested/saved another USD 816,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,584,000


Financial independence forecast