Net worth update per

This is my #4 net worth update. Please check out my profile here for more information. As of , my net worth increased to INR 4,848,362 and my FI portfolio increased to INR 5,230,349

Net worth

INR 4,848,362

Since the last update on my net worth has increased with INR 176,316 (+ 3.77 %).

FI portfolio

INR 5,230,349

Since the last update on my FI portfolio has increased with INR 180,097 (+ 3.57 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in INR.

I am now 7.5% on my way to achive my FIRE target of INR 70,000,000. This is 0.3 percentage points closer, compared to the last net worth update.

INR 5,230,349 FIRE target: INR 70,000,000


FI portfolio

My FI portfolio now consists of INR 3,052,599 (58.4%) in investments, INR 2,069,544 (39.6%) in retirement accounts, and INR 108,206 (2.1%) in cash.


Since my last update, my investments increased with INR 78,687 (2.65%).

Retirement accounts

Since my last update, my retirement accounts increased with INR 93,612 (4.74%).

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be INR 17,434 for the rest of my life.

Monthly SWR amount
Retire today with (INR)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately INR 89,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of INR 70,000,000 in 15 years and 9 months, in , and at that time I will be 50 years old.

By that time I will have invested/saved another INR 17,444,000, while the rest will be return on my existing FI portfolio and the new investments, in total INR 47,325,651

Financial independence forecast