Net worth update per

This is my #2 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 30,000 and my FI portfolio increased to EUR 30,000

Net worth

EUR 30,000

Since the last update on my net worth has increased with EUR 2,000 (+ 7.14 %).

FI portfolio

EUR 30,000

Since the last update on my FI portfolio has increased with EUR 2,000 (+ 7.14 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 3.0% on my way to achive my FIRE target of EUR 1,000,000. This is 0.2 percentage points closer, compared to the last net worth update.

EUR 30,000 FIRE target: EUR 1,000,000


FI portfolio

My FI portfolio now consists of EUR 20,000 (66.7%) in investments, and EUR 10,000 (33.3%) in cash.


Since my last update, my investments decreased with EUR 0 (0.0%).

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 100 for the rest of my life.

Monthly SWR amount
Retire today with (EUR)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately EUR 500 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,000,000 in 24 years and 8 months, in , and at that time I will be 47 years old.

By that time I will have invested/saved another EUR 154,500, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 815,500

Financial independence forecast