Net worth update per

This is my #3 net worth update. Please check out my profile here for more information. As of , my net worth increased to INR 10,389,000 and my FI portfolio increased to INR 9,676,000

Net worth

INR 10,389,000

Since the last update on my net worth has increased with INR 224,942 (+ 2.21 %).

FI portfolio

INR 9,676,000

Since the last update on my FI portfolio has increased with INR 176,000 (+ 1.85 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in INR.

I am now 32.3% on my way to achive my FIRE target of INR 30,000,000. This is 0.6 percentage points closer, compared to the last net worth update.

INR 9,676,000 FIRE target: INR 30,000,000


FI portfolio

My FI portfolio now consists of INR 7,241,000 (74.8%) in investments, INR 1,300,000 (13.4%) in retirement accounts, and INR 1,135,000 (11.7%) in cash.


Since my last update, my investments decreased with INR -559,000 (-7.17%), of which INR 500,000 was from contributions, and INR 228,912 was from returns.

Since I started tracking, my total contributions have been INR 2,335,044, and my total return has been INR 801,059.

Retirement accounts

Since my last update, my retirement accounts decreased with INR 0 (0.0%).

Since I started tracking, my total contributions have been INR 677,992, and my total return is INR -660,672.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be INR 32,253 for the rest of my life.

Monthly SWR amount
Retire today with (INR)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately INR 500,000 each month.

Assuming an annual return of 12% on my investments and my retirement accounts, I aim to reach my FIRE target of INR 30,000,000 in 1 years and 10 months, in , and at that time I will be 31 years old.

By that time I will have invested/saved another INR 15,000,000, while the rest will be return on my existing FI portfolio and the new investments, in total INR 5,324,000

Financial independence forecast