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Net worth update per


This is Falco's #466 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 329,578 and my FI portfolio increased to USD 329,578


Net worth

USD 329,578

Since the last update on my net worth has increased with USD 379 (+ 0.12 %).

FI portfolio

USD 329,578

Since the last update on my FI portfolio has increased with USD 379 (+ 0.12 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 9,169 -357 8,812
Investments 80,613 +107 80,720
Retirement acc 239,417 +629 240,046
Real estate 0 0 0
Other assets 0 0 0
Total assets 329,199 +379 329,578

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 15,017 -6,205 8,812
Investments 74,879 +5,841 80,720
Retirement acc 217,757 +22,289 240,046
Real estate 0 0 0
Other assets 0 0 0
Total assets 307,653 +21,925 329,578

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 20,502 -11,690 8,812
Investments 22,774 +57,946 80,720
Retirement acc 141,441 +98,605 240,046
Real estate 0 0 0
Other assets 0 0 0
Total assets 184,717 +144,861 329,578

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 65.9% on my way to achive my FIRE target of USD 500,000. This is 0.1 percentage points closer, compared to the last net worth update.

USD 329,578 FIRE target: USD 500,000


65.9%

FI portfolio

My FI portfolio now consists of USD 80,720 (24.5%) in investments, USD 240,046 (72.8%) in retirement accounts, and USD 8,812 (2.7%) in cash.

Investments

Since my last update, my investments increased with USD 107 (0.13%), of which USD 100 was from contributions, and USD -144 was from returns.

Since I started tracking, my total contributions have been USD 53,793, and my total return has been USD 14,289.

Retirement accounts

Since my last update, my retirement accounts increased with USD 629 (0.26%), of which USD 134 was from contributions , and USD 84 was from returns.

Since I started tracking, my total contributions have been USD 26,965, and my total return is USD 94,730.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 1,098 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
1,098/month
(4.0% SWR)
961/month
(3.5% SWR)
823/month
(3.0% SWR)


When can I retire?

FI date

My age

45

I am currently aiming to save/invest approximately USD 1,400 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 500,000 in 2 years and 8 months, in , and at that time I will be 45 years old.

By that time I will have invested/saved another USD 64,400, while the rest will be return on my existing FI portfolio and the new investments, in total USD 106,022


Financial independence forecast