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Net worth update per


This is FIRELINE's #30 net worth update. Please check out my profile here for more information. As of , my net worth increased to CHF 577,793 and my FI portfolio increased to CHF 577,293


Net worth

CHF 577,793

Since the last update on my net worth has increased with CHF 16,935 (+ 3.02 %).

FI portfolio

CHF 577,293

Since the last update on my FI portfolio has increased with CHF 16,935 (+ 3.02 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CHF.
Change
Cash 33,698 +7,850 41,548
Investments 298,810 +8,029 306,839
Retirement acc 227,850 +1,056 228,906
Real estate 0 0 0
Other assets 500 0 500
Total assets 560,858 +16,935 577,793

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 27,272 +14,276 41,548
Investments 261,272 +45,567 306,839
Retirement acc 195,832 +33,074 228,906
Real estate 0 0 0
Other assets 500 0 500
Total assets 484,876 +92,917 577,793

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 87,104 -45,556 41,548
Investments 136,924 +169,915 306,839
Retirement acc 96,746 +132,160 228,906
Real estate 0 0 0
Other assets 0 + 500 500
Total assets 320,774 +257,019 577,793

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 57.7% on my way to achive my FIRE target of CHF 1,000,000. This is 1.7 percentage points closer, compared to the last net worth update.

CHF 577,293 FIRE target: CHF 1,000,000


57.7%

FI portfolio

My FI portfolio now consists of CHF 306,839 (53.2%) in investments, CHF 228,906 (39.7%) in retirement accounts, and CHF 41,548 (7.2%) in cash.

Investments

Since my last update, my investments increased with CHF 8,029 (2.69%).

Since I started tracking, my total contributions have been CHF 7,029, and my total return has been CHF 263,485.

Retirement accounts

Since my last update, my retirement accounts increased with CHF 1,056 (0.46%).

Since I started tracking, my total contributions have been CHF 14,342, and my total return is CHF 176,145.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be CHF 1,924 for the rest of my life.


Monthly SWR amount
Retire today with (CHF)
1,924/month
(4.0% SWR)
1,683/month
(3.5% SWR)
1,443/month
(3.0% SWR)


When can I retire?

FI date

My age

41

I am currently aiming to save/invest approximately CHF 6,400 each month.

Assuming an annual return of 5% on my investments and my retirement accounts, I aim to reach my FIRE target of CHF 1,000,000 in 2 years and 7 months, in , and at that time I will be 41 years old.

By that time I will have invested/saved another CHF 288,000, while the rest will be return on my existing FI portfolio and the new investments, in total CHF 134,707


Financial independence forecast