Net worth update per

This is my first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was EUR 26,100 and my FI portfolio was EUR 23,100.

Net worth

EUR 26,100

FI portfolio

EUR 23,100

I am now 4.6% on my way to achive my FIRE target of EUR 500,000.

EUR 23,100 FIRE target: EUR 500,000


FI portfolio

My FI portfolio now consists of EUR 16,100 (69.7%) in investments, and EUR 7,000 (30.3%) in cash.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 77 for the rest of my life.

Retire today with (EUR)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately EUR 1,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 500,000 in 14 years and 6 months, in , and at that time I will be 38 years old.

By that time I will have invested/saved another EUR 181,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 295,900

Financial independence forecast