Net worth update per

This is my first net worth update, hence it will be limited. Later updates will contain more details. Please check out my profile here for more information. As of , my net worth was EUR 43,627 and my FI portfolio was EUR 12,627.

Net worth

EUR 43,627

FI portfolio

EUR 12,627

I am now 2.5% on my way to achive my FIRE target of EUR 500,000.

EUR 12,627 FIRE target: EUR 500,000


FI portfolio

My FI portfolio now consists of EUR 3,500 (27.7%) in investments, EUR 8,127 (64.4%) in retirement accounts, and EUR 1,000 (7.9%) in cash.

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 42 for the rest of my life.

Retire today with (EUR)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately EUR 350 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 500,000 in 21 years and 7 months, in , and at that time I will be 51 years old.

By that time I will have invested/saved another EUR 97,300, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 390,073

Financial independence forecast