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Net worth update per



This is awedPonie3's #22 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 548,785 and my FI portfolio increased to GBP 497,864


Net worth

GBP 548,785

Since the last update on my net worth has increased with GBP 25,826 (+ 4.94 %).

FI portfolio

GBP 497,864

Since the last update on my FI portfolio has increased with GBP 24,970 (+ 5.28 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.

I am now 45.3% on my way to achive my FIRE target of GBP 1,100,000. This is 2.3 percentage points closer, compared to the last net worth update.

GBP 497,864 FIRE target: GBP 1,100,000


45.3%


FI portfolio


My FI portfolio now consists of GBP 216,127 (43.4%) in investments, GBP 266,151 (53.5%) in retirement accounts, and GBP 15,586 (3.1%) in cash.

Investments

Since my last update, my investments increased with GBP 1,982 (0.93%).

Since I started tracking, my total contributions have been GBP 9,438, and my total return has been GBP 121,565.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 22,344 (9.16%), of which GBP 1,355 was from contributions , and GBP 1,525 was from returns.

Since I started tracking, my total contributions have been GBP 63,804, and my total return is GBP 72,603.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be GBP 1,659 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
1,659/month
(4.0% SWR)
1,452/month
(3.5% SWR)
1,244/month
(3.0% SWR)


When can I retire?


FI date


My age

46

I am currently aiming to save/invest approximately GBP 2,711 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,100,000 in 6 years and 11 months, in , and at that time I will be 46 years old.

By that time I will have invested/saved another GBP 252,123, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 350,013


Financial independence forecast