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Net worth update per


This is enragedHare7's #10 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 87,400 and my FI portfolio increased to EUR 77,800


Net worth

EUR 87,400

Since the last update on my net worth has increased with EUR 17,937 (+ 25.82 %).

FI portfolio

EUR 77,800

Since the last update on my FI portfolio has increased with EUR 8,337 (+ 12.0 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.
Change
Cash 37,302 +7,698 45,000
Investments 32,161 +639 32,800
Retirement acc 0 0 0
Real estate 0 0 0
Other assets 0 + 9,600 9,600
Total assets 69,463 +17,937 87,400

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 37,302 +7,698 45,000
Investments 32,161 +639 32,800
Retirement acc 0 0 0
Real estate 0 0 0
Other assets 0 + 9,600 9,600
Total assets 69,463 +17,937 87,400

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 3,386 +41,614 45,000
Investments 0 +32,800 32,800
Retirement acc 0 0 0
Real estate 0 0 0
Other assets 0 + 9,600 9,600
Total assets 3,386 +84,014 87,400

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 9.7% on my way to achive my FIRE target of EUR 800,000. This is 1.0 percentage points closer, compared to the last net worth update.

EUR 77,800 FIRE target: EUR 800,000


9.7%

FI portfolio

My FI portfolio now consists of EUR 32,800 (42.2%) in investments, and EUR 45,000 (57.8%) in cash.

Investments

Since my last update, my investments increased with EUR 639 (1.99%).




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 259 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
259/month
(4.0% SWR)
226/month
(3.5% SWR)
194/month
(3.0% SWR)


When can I retire?

FI date

My age

39

I am currently aiming to save/invest approximately EUR 2,600 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 800,000 in 11 years and 1 months, in , and at that time I will be 39 years old.

By that time I will have invested/saved another EUR 351,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 371,200


Financial independence forecast