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Net worth update per


This is FalcoPleurothallis's #457 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 320,061 and my FI portfolio decreased to USD 320,061


Net worth

USD 320,061

Since the last update on my net worth has decreased with USD -3,624 ( -1.12 %).

FI portfolio

USD 320,061

Since the last update on my FI portfolio has decreased with USD -3,624 ( -1.12 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 10,387 -175 10,212
Investments 79,080 -900 78,180
Retirement acc 234,218 -2,549 231,669
Real estate 0 0 0
Other assets 0 0 0
Total assets 323,685 -3,624 320,061

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 15,017 -4,805 10,212
Investments 74,879 +3,301 78,180
Retirement acc 217,757 +13,912 231,669
Real estate 0 0 0
Other assets 0 0 0
Total assets 307,653 +12,408 320,061

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 20,502 -10,290 10,212
Investments 22,774 +55,406 78,180
Retirement acc 141,441 +90,228 231,669
Real estate 0 0 0
Other assets 0 0 0
Total assets 184,717 +135,344 320,061

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 64.0% on my way to achive my FIRE target of USD 500,000. This is -0.7 percentage points closer, compared to the last net worth update.

USD 320,061 FIRE target: USD 500,000


64.0%

FI portfolio

My FI portfolio now consists of USD 78,180 (24.4%) in investments, USD 231,669 (72.4%) in retirement accounts, and USD 10,212 (3.2%) in cash.

Investments

Since my last update, my investments decreased with USD -900 (-1.14%).

Since I started tracking, my total contributions have been USD 58,530, and my total return has been USD 36,862.

Retirement accounts

Since my last update, my retirement accounts decreased with USD -2,549 (-1.09%).

Since I started tracking, my total contributions have been USD 42,813, and my total return is USD 159,501.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 1,066 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
1,066/month
(4.0% SWR)
933/month
(3.5% SWR)
800/month
(3.0% SWR)


When can I retire?

FI date

My age

44

I am currently aiming to save/invest approximately USD 2,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 500,000 in 1 years and 6 months, in , and at that time I will be 44 years old.

By that time I will have invested/saved another USD 84,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 95,939


Financial independence forecast