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Net worth update per


This is FalcoPleurothallis's #455 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 321,219 and my FI portfolio increased to USD 321,219


Net worth

USD 321,219

Since the last update on my net worth has increased with USD 1,870 (+ 0.59 %).

FI portfolio

USD 321,219

Since the last update on my FI portfolio has increased with USD 1,870 (+ 0.59 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 10,387 0 10,387
Investments 77,859 +606 78,465
Retirement acc 231,103 +1,264 232,367
Real estate 0 0 0
Other assets 0 0 0
Total assets 319,349 +1,870 321,219

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 15,017 -4,630 10,387
Investments 74,879 +3,586 78,465
Retirement acc 217,757 +14,610 232,367
Real estate 0 0 0
Other assets 0 0 0
Total assets 307,653 +13,566 321,219

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 20,502 -10,115 10,387
Investments 22,774 +55,691 78,465
Retirement acc 141,441 +90,926 232,367
Real estate 0 0 0
Other assets 0 0 0
Total assets 184,717 +136,502 321,219

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 44.0% on my way to achive my FIRE target of USD 730,000. This is 0.3 percentage points closer, compared to the last net worth update.

USD 321,219 FIRE target: USD 730,000


44.0%

FI portfolio

My FI portfolio now consists of USD 78,465 (24.4%) in investments, USD 232,367 (72.3%) in retirement accounts, and USD 10,387 (3.2%) in cash.

Investments

Since my last update, my investments increased with USD 606 (0.78%).

Since I started tracking, my total contributions have been USD 60,176, and my total return has been USD 49,950.

Retirement accounts

Since my last update, my retirement accounts increased with USD 1,264 (0.55%), of which USD 237 was from contributions , and USD 12,865 was from returns.

Since I started tracking, my total contributions have been USD 51,856, and my total return is USD 201,313.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 1,070 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
1,070/month
(4.0% SWR)
936/month
(3.5% SWR)
803/month
(3.0% SWR)


When can I retire?

FI date

My age

48

I am currently aiming to save/invest approximately USD 2,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 730,000 in 4 years and 3 months, in , and at that time I will be 48 years old.

By that time I will have invested/saved another USD 168,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 240,781


Financial independence forecast