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Net worth update per


This is Falco's #448 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 316,423 and my FI portfolio increased to USD 316,423


Net worth

USD 316,423

Since the last update on my net worth has increased with USD 2,003 (+ 0.64 %).

FI portfolio

USD 316,423

Since the last update on my FI portfolio has increased with USD 2,003 (+ 0.64 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 11,763 -679 11,084
Investments 76,291 +684 76,975
Retirement acc 226,366 +1,998 228,364
Real estate 0 0 0
Other assets 0 0 0
Total assets 314,420 +2,003 316,423

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 15,017 -3,933 11,084
Investments 74,879 +2,096 76,975
Retirement acc 217,757 +10,607 228,364
Real estate 0 0 0
Other assets 0 0 0
Total assets 307,653 +8,770 316,423

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 20,502 -9,418 11,084
Investments 22,774 +54,201 76,975
Retirement acc 141,441 +86,923 228,364
Real estate 0 0 0
Other assets 0 0 0
Total assets 184,717 +131,706 316,423

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 63.3% on my way to achive my FIRE target of USD 500,000. This is 0.4 percentage points closer, compared to the last net worth update.

USD 316,423 FIRE target: USD 500,000


63.3%

FI portfolio

My FI portfolio now consists of USD 76,975 (24.3%) in investments, USD 228,364 (72.2%) in retirement accounts, and USD 11,084 (3.5%) in cash.

Investments

Since my last update, my investments increased with USD 684 (0.9%), of which USD 100 was from contributions, and USD -144 was from returns.

Since I started tracking, my total contributions have been USD 53,793, and my total return has been USD 14,289.

Retirement accounts

Since my last update, my retirement accounts increased with USD 1,998 (0.88%), of which USD 134 was from contributions , and USD 84 was from returns.

Since I started tracking, my total contributions have been USD 26,965, and my total return is USD 94,730.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 1,054 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
1,054/month
(4.0% SWR)
922/month
(3.5% SWR)
791/month
(3.0% SWR)


When can I retire?

FI date

My age

45

I am currently aiming to save/invest approximately USD 1,400 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 500,000 in 2 years and 11 months, in , and at that time I will be 45 years old.

By that time I will have invested/saved another USD 70,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 113,577


Financial independence forecast