Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is TrafficLightTree's #13 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 26,690 and my FI portfolio increased to GBP 25,691


Net worth

GBP 26,690

Since the last update on my net worth has increased with GBP 1,408 (+ 5.57 %).

FI portfolio

GBP 25,691

Since the last update on my FI portfolio has increased with GBP 835 (+ 3.36 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.
Change
Cash 13,121 +203 13,324
Investments 0 0 0
Retirement acc 11,735 +632 12,367
Real estate 0 0 0
Other assets 1,673 + 1,716 3,389
Total assets 26,529 +2,551 29,080

Mortgage 0 0 0
Other debt 1,247 + 1,143 2,390
Total debt 1,247 + 1,143 2,390
Change
Cash 13,121 +203 13,324
Investments 0 0 0
Retirement acc 11,735 +632 12,367
Real estate 0 0 0
Other assets 1,673 + 1,716 3,389
Total assets 26,529 +2,551 29,080

Mortgage 0 0 0
Other debt 1,247 + 1,143 2,390
Total debt 1,247 + 1,143 2,390
Change
Cash 13,279 +45 13,324
Investments 0 0 0
Retirement acc 5,126 +7,241 12,367
Real estate 0 0 0
Other assets 1,673 + 1,716 3,389
Total assets 20,078 +9,002 29,080

Mortgage 0 0 0
Other debt 0 + 2,390 2,390
Total debt 0 + 2,390 2,390

I am now 3.2% on my way to achive my FIRE target of GBP 800,000. This is 0.1 percentage points closer, compared to the last net worth update.

GBP 25,691 FIRE target: GBP 800,000


3.2%

FI portfolio

My FI portfolio now consists of GBP 12,367 (48.1%) in retirement accounts, and GBP 13,324 (51.9%) in cash.

Investments

Since my last update, my investments decreased with GBP 0 (0%).

Since I started tracking, my total contributions have been GBP 3,000, and my total return has been GBP -1,019.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 632 (5.39%), of which GBP 4,432 was from contributions , and GBP -1,767 was from returns.

Since I started tracking, my total contributions have been GBP 29,732, and my total return is GBP 2,761.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 85 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
85/month
(4.0% SWR)
74/month
(3.5% SWR)
64/month
(3.0% SWR)


When can I retire?

FI date

My age

29

I am currently aiming to save/invest approximately GBP 9,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 800,000 in 4 years and 6 months, in , and at that time I will be 29 years old.

By that time I will have invested/saved another GBP 630,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 144,309


Financial independence forecast