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Net worth update per


This is mudpie's #10 net worth update. Please check out my profile here for more information. As of , my net worth increased to CHF 1,291,821 and my FI portfolio increased to CHF 1,031,642


Net worth

CHF 1,291,821

Since the last update on my net worth has increased with CHF 28,704 (+ 2.27 %).

FI portfolio

CHF 1,031,642

Since the last update on my FI portfolio has increased with CHF 28,782 (+ 2.87 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CHF.
Change
Cash 74,371 +9,474 83,845
Investments 684,315 +19,178 703,493
Retirement acc 244,174 +130 244,304
Real estate 255,257 0 255,257
Other assets 5,000 0 5,000
Total assets 1,263,117 +28,782 1,291,899

Mortgage 0 0 0
Other debt 0 + 78 78
Total debt 0 + 78 78
Change
Cash 74,371 +9,474 83,845
Investments 684,315 +19,178 703,493
Retirement acc 244,174 +130 244,304
Real estate 255,257 0 255,257
Other assets 5,000 0 5,000
Total assets 1,263,117 +28,782 1,291,899

Mortgage 0 0 0
Other debt 0 + 78 78
Total debt 0 + 78 78
Change
Cash 44,016 +39,829 83,845
Investments 582,494 +120,999 703,493
Retirement acc 156,559 +87,745 244,304
Real estate 248,217 + 7,040 255,257
Other assets 5,000 0 5,000
Total assets 1,036,286 +255,613 1,291,899

Mortgage 0 0 0
Other debt 0 + 78 78
Total debt 0 + 78 78

I am now 103.2% on my way to achive my FIRE target of CHF 1,000,000. This is 2.9 percentage points closer, compared to the last net worth update.

CHF 1,031,642 FIRE target: CHF 1,000,000


103.2%

FI portfolio

My FI portfolio now consists of CHF 703,493 (68.2%) in investments, CHF 244,304 (23.7%) in retirement accounts, and CHF 83,845 (8.1%) in cash.

Investments

Since my last update, my investments increased with CHF 19,178 (2.8%).

Since I started tracking, my total contributions have been CHF 1,346, and my total return has been CHF 394,899.

Retirement accounts

Since my last update, my retirement accounts increased with CHF 130 (0.05%).

Since I started tracking, my total contributions have been CHF 2,095, and my total return is CHF 205,451.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be CHF 3,438 for the rest of my life.


Monthly SWR amount
Retire today with (CHF)
3,438/month
(4.0% SWR)
3,008/month
(3.5% SWR)
2,579/month
(3.0% SWR)


When can I retire?

FI date

My age

40

I am currently aiming to save/invest approximately CHF 13,750 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of CHF 1,000,000 in -1 years and -2 months, in , and at that time I will be 40 years old.

By that time I will have invested/saved another CHF 13,750, while the rest will be return on my existing FI portfolio and the new investments, in total CHF -45,392


Financial independence forecast