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Net worth update per


This is FIRELINE's #25 net worth update. Please check out my profile here for more information. As of , my net worth increased to CHF 500,938 and my FI portfolio increased to CHF 500,438


Net worth

CHF 500,938

Since the last update on my net worth has increased with CHF 16,062 (+ 3.31 %).

FI portfolio

CHF 500,438

Since the last update on my FI portfolio has increased with CHF 16,062 (+ 3.32 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CHF.
Change
Cash 27,272 +7,885 35,157
Investments 261,272 -5,176 256,096
Retirement acc 195,832 +13,353 209,185
Real estate 0 0 0
Other assets 500 0 500
Total assets 484,876 +16,062 500,938

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 27,272 +7,885 35,157
Investments 261,272 -5,176 256,096
Retirement acc 195,832 +13,353 209,185
Real estate 0 0 0
Other assets 500 0 500
Total assets 484,876 +16,062 500,938

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 87,104 -51,947 35,157
Investments 136,924 +119,172 256,096
Retirement acc 96,746 +112,439 209,185
Real estate 0 0 0
Other assets 0 + 500 500
Total assets 320,774 +180,164 500,938

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 68.8% on my way to achive my FIRE target of CHF 727,273. This is 2.2 percentage points closer, compared to the last net worth update.

CHF 500,438 FIRE target: CHF 727,273


68.8%

FI portfolio

My FI portfolio now consists of CHF 256,096 (51.2%) in investments, CHF 209,185 (41.8%) in retirement accounts, and CHF 35,157 (7.0%) in cash.

Investments

Since my last update, my investments decreased with CHF -5,176 (-1.98%).

Since I started tracking, my total contributions have been CHF 7,029, and my total return has been CHF 164,598.

Retirement accounts

Since my last update, my retirement accounts increased with CHF 13,353 (6.82%).

Since I started tracking, my total contributions have been CHF 14,342, and my total return is CHF 120,380.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be CHF 1,668 for the rest of my life.


Monthly SWR amount
Retire today with (CHF)
1,668/month
(4.0% SWR)
1,459/month
(3.5% SWR)
1,251/month
(3.0% SWR)


When can I retire?

FI date

My age

40

I am currently aiming to save/invest approximately CHF 5,500 each month.

Assuming an annual return of 5% on my investments and my retirement accounts, I aim to reach my FIRE target of CHF 727,273 in 2 years and 1 months, in , and at that time I will be 40 years old.

By that time I will have invested/saved another CHF 159,500, while the rest will be return on my existing FI portfolio and the new investments, in total CHF 67,335


Financial independence forecast