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Net worth update per


This is Falco's #427 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 296,112 and my FI portfolio decreased to USD 296,112


Net worth

USD 296,112

Since the last update on my net worth has decreased with USD -846 ( -0.28 %).

FI portfolio

USD 296,112

Since the last update on my FI portfolio has decreased with USD -846 ( -0.28 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 18,524 -2,991 15,533
Investments 70,812 +467 71,279
Retirement acc 207,622 +1,678 209,300
Real estate 0 0 0
Other assets 0 0 0
Total assets 296,958 -846 296,112

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 10,963 +4,570 15,533
Investments 61,548 +9,731 71,279
Retirement acc 167,957 +41,343 209,300
Real estate 0 0 0
Other assets 0 0 0
Total assets 240,468 +55,644 296,112

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 20,502 -4,969 15,533
Investments 22,774 +48,505 71,279
Retirement acc 141,441 +67,859 209,300
Real estate 0 0 0
Other assets 0 0 0
Total assets 184,717 +111,395 296,112

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 59.2% on my way to achive my FIRE target of USD 500,000. This is -0.2 percentage points closer, compared to the last net worth update.

USD 296,112 FIRE target: USD 500,000


59.2%

FI portfolio

My FI portfolio now consists of USD 71,279 (24.1%) in investments, USD 209,300 (70.7%) in retirement accounts, and USD 15,533 (5.2%) in cash.

Investments

Since my last update, my investments increased with USD 467 (0.66%), of which USD 100 was from contributions, and USD -144 was from returns.

Since I started tracking, my total contributions have been USD 53,793, and my total return has been USD 14,289.

Retirement accounts

Since my last update, my retirement accounts increased with USD 1,678 (0.81%), of which USD 134 was from contributions , and USD 84 was from returns.

Since I started tracking, my total contributions have been USD 26,965, and my total return is USD 94,730.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 987 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
987/month
(4.0% SWR)
863/month
(3.5% SWR)
740/month
(3.0% SWR)


When can I retire?

FI date

My age

45

I am currently aiming to save/invest approximately USD 1,400 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 500,000 in 3 years and 4 months, in , and at that time I will be 45 years old.

By that time I will have invested/saved another USD 79,800, while the rest will be return on my existing FI portfolio and the new investments, in total USD 124,088


Financial independence forecast