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Net worth update per


This is Fireitupreadytogo's #36 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 464,485 and my FI portfolio increased to EUR 373,619


Net worth

EUR 464,485

Since the last update on my net worth has increased with EUR 7,426 (+ 1.62 %).

FI portfolio

EUR 373,619

Since the last update on my FI portfolio has increased with EUR 6,562 (+ 1.79 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.
Change
Cash 13,696 -4,423 9,273
Investments 348,568 +10,911 359,479
Retirement acc 4,793 +74 4,867
Real estate 406,000 0 406,000
Other assets 13,490 0 13,490
Total assets 786,547 +6,562 793,109

Mortgage 253,197 -864 252,333
Other debt 76,291 0 76,291
Total debt 329,488 -864 328,624
Change
Cash 16,052 -6,779 9,273
Investments 256,446 +103,033 359,479
Retirement acc 4,353 +514 4,867
Real estate 390,000 + 16,000 406,000
Other assets 32,139 -18,649 13,490
Total assets 698,990 +94,119 793,109

Mortgage 257,088 -4,755 252,333
Other debt 70,383 + 5,908 76,291
Total debt 327,471 + 1,153 328,624
Change
Cash 11,875 -2,602 9,273
Investments 61,494 +297,985 359,479
Retirement acc 0 +4,867 4,867
Real estate 280,000 + 126,000 406,000
Other assets 0 + 13,490 13,490
Total assets 353,369 +439,740 793,109

Mortgage 141,922 110,411 252,333
Other debt 67,610 + 8,681 76,291
Total debt 209,532 + 119,092 328,624

I am now 37.4% on my way to achive my FIRE target of EUR 1,000,000. This is 0.7 percentage points closer, compared to the last net worth update.

EUR 373,619 FIRE target: EUR 1,000,000


37.4%

FI portfolio

My FI portfolio now consists of EUR 359,479 (96.2%) in investments, EUR 4,867 (1.3%) in retirement accounts, and EUR 9,273 (2.5%) in cash.

Investments

Since my last update, my investments increased with EUR 10,911 (3.13%).

Since I started tracking, my total contributions have been EUR 402,902, and my total return has been EUR 117,431.

Retirement accounts

Since my last update, my retirement accounts increased with EUR 74 (1.54%).

Since I started tracking, my total contributions have been EUR 4,962, and my total return is EUR 479.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 1,245 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
1,245/month
(4.0% SWR)
1,089/month
(3.5% SWR)
934/month
(3.0% SWR)


When can I retire?

FI date

My age

42

I am currently aiming to save/invest approximately EUR 2,890 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,000,000 in 6 years and 4 months, in , and at that time I will be 42 years old.

By that time I will have invested/saved another EUR 271,660, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 354,721


Financial independence forecast