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Net worth update per


This is Angrybeaver's #18 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 1,791,706 and my FI portfolio decreased to AUD 776,895


Net worth

AUD 1,791,706

Since the last update on my net worth has increased with AUD 27,997 (+ 1.59 %).

FI portfolio

AUD 776,895

Since the last update on my FI portfolio has decreased with AUD -14,245 ( -1.8 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 280,428 -3,949 276,479
Investments 33,750 +1,303 35,053
Retirement acc 476,962 -11,599 465,363
Real estate 1,350,000 + 40,000 1,390,000
Other assets 9,500 0 9,500
Total assets 2,150,640 +25,755 2,176,395

Mortgage 381,831 -2,242 379,589
Other debt 5,100 0 5,100
Total debt 386,931 -2,242 384,689
Change
Cash 402,584 -126,105 276,479
Investments 7,409 +27,644 35,053
Retirement acc 418,974 +46,389 465,363
Real estate 1,350,000 + 40,000 1,390,000
Other assets 9,500 0 9,500
Total assets 2,188,467 -12,072 2,176,395

Mortgage 405,703 -26,114 379,589
Other debt 5,100 0 5,100
Total debt 410,803 -26,114 384,689
Change
Cash 398,880 -122,401 276,479
Investments 3,783 +31,270 35,053
Retirement acc 408,515 +56,848 465,363
Real estate 1,280,000 + 110,000 1,390,000
Other assets 10,500 -1,000 9,500
Total assets 2,101,678 +74,717 2,176,395

Mortgage 410,862 -31,273 379,589
Other debt 5,000 + 100 5,100
Total debt 415,862 -31,173 384,689

I am now 38.8% on my way to achive my FIRE target of AUD 2,000,000. This is -0.7 percentage points closer, compared to the last net worth update.

AUD 776,895 FIRE target: AUD 2,000,000


38.8%

FI portfolio

My FI portfolio now consists of AUD 35,053 (4.5%) in investments, AUD 465,363 (59.9%) in retirement accounts, and AUD 276,479 (35.6%) in cash.

Investments

Since my last update, my investments increased with AUD 1,303 (3.86%).

Since I started tracking, my total contributions have been AUD 3,750, and my total return has been AUD 50,505.

Retirement accounts

Since my last update, my retirement accounts decreased with AUD -11,599 (-2.43%).

Since I started tracking, my total contributions have been AUD 3,250, and my total return is AUD 124,236.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 2,589 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
2,589/month
(4.0% SWR)
2,265/month
(3.5% SWR)
1,942/month
(3.0% SWR)


When can I retire?

FI date

My age

51

I am currently aiming to save/invest approximately AUD 6,000 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 2,000,000 in 8 years and 2 months, in , and at that time I will be 51 years old.

By that time I will have invested/saved another AUD 630,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 593,105


Financial independence forecast