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Net worth update per


This is kaasenklompen's #5 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 272,029 and my FI portfolio increased to EUR 81,556


Net worth

EUR 272,029

Since the last update on my net worth has increased with EUR 59,907 (+ 28.24 %).

FI portfolio

EUR 81,556

Since the last update on my FI portfolio has increased with EUR 24,253 (+ 42.32 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.
Change
Cash 46,854 +6,752 53,606
Investments 10,449 +17,501 27,950
Retirement acc 0 0 0
Real estate 377,000 + 17,000 394,000
Other assets 0 + 16,000 16,000
Total assets 434,303 +57,253 491,556

Mortgage 222,181 -2,654 219,527
Other debt 0 0 0
Total debt 222,181 -2,654 219,527
Change
Cash 46,854 +6,752 53,606
Investments 10,449 +17,501 27,950
Retirement acc 0 0 0
Real estate 377,000 + 17,000 394,000
Other assets 0 + 16,000 16,000
Total assets 434,303 +57,253 491,556

Mortgage 222,181 -2,654 219,527
Other debt 0 0 0
Total debt 222,181 -2,654 219,527
Change
Cash 42,215 +11,391 53,606
Investments 5,409 +22,541 27,950
Retirement acc 0 0 0
Real estate 318,000 + 76,000 394,000
Other assets 0 + 16,000 16,000
Total assets 365,624 +125,932 491,556

Mortgage 295,000 -75,473 219,527
Other debt 0 0 0
Total debt 295,000 -75,473 219,527

I am now 10.9% on my way to achive my FIRE target of EUR 750,000. This is 3.2 percentage points closer, compared to the last net worth update.

EUR 81,556 FIRE target: EUR 750,000


10.9%

FI portfolio

My FI portfolio now consists of EUR 27,950 (34.3%) in investments, and EUR 53,606 (65.7%) in cash.

Investments

Since my last update, my investments increased with EUR 17,501 (167.49%), of which EUR 1,263 was from contributions, and EUR 8,991 was from returns.

Since I started tracking, my total contributions have been EUR 105,275, and my total return has been EUR 191.

Retirement accounts

Since my last update, my retirement accounts decreased with EUR 0 (0%).

Since I started tracking, my total contributions have been EUR 4,171, and my total return is EUR 245.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 271 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
271/month
(4.0% SWR)
237/month
(3.5% SWR)
203/month
(3.0% SWR)


When can I retire?

FI date

My age

50

I am currently aiming to save/invest approximately EUR 2,000 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 750,000 in 12 years and 0 months, in , and at that time I will be 50 years old.

By that time I will have invested/saved another EUR 370,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 298,444


Financial independence forecast