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Net worth update per


This is kaasenklompen's #2 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 110,575 and my FI portfolio increased to EUR 71,762


Net worth

EUR 110,575

Since the last update on my net worth has increased with EUR 39,951 (+ 56.57 %).

FI portfolio

EUR 71,762

Since the last update on my FI portfolio has increased with EUR 24,138 (+ 50.68 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.
Change
Cash 42,215 +18,714 60,929
Investments 5,409 +5,424 10,833
Retirement acc 0 0 0
Real estate 318,000 + 12,000 330,000
Other assets 0 0 0
Total assets 365,624 +36,138 401,762

Mortgage 295,000 -3,813 291,187
Other debt 0 0 0
Total debt 295,000 -3,813 291,187
Change
Cash 42,215 +18,714 60,929
Investments 5,409 +5,424 10,833
Retirement acc 0 0 0
Real estate 318,000 + 12,000 330,000
Other assets 0 0 0
Total assets 365,624 +36,138 401,762

Mortgage 295,000 -3,813 291,187
Other debt 0 0 0
Total debt 295,000 -3,813 291,187
Change
Cash 42,215 +18,714 60,929
Investments 5,409 +5,424 10,833
Retirement acc 0 0 0
Real estate 318,000 + 12,000 330,000
Other assets 0 0 0
Total assets 365,624 +36,138 401,762

Mortgage 295,000 -3,813 291,187
Other debt 0 0 0
Total debt 295,000 -3,813 291,187

I am now 9.6% on my way to achive my FIRE target of EUR 750,000. This is 3.2 percentage points closer, compared to the last net worth update.

EUR 71,762 FIRE target: EUR 750,000


9.6%

FI portfolio

My FI portfolio now consists of EUR 10,833 (15.1%) in investments, and EUR 60,929 (84.9%) in cash.

Investments

Since my last update, my investments increased with EUR 5,424 (100.28%), of which EUR 1,263 was from contributions, and EUR 8,991 was from returns.

Since I started tracking, my total contributions have been EUR 105,275, and my total return has been EUR 191.

Retirement accounts

Since my last update, my retirement accounts decreased with EUR 0 (0%).

Since I started tracking, my total contributions have been EUR 4,171, and my total return is EUR 245.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 239 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
239/month
(4.0% SWR)
209/month
(3.5% SWR)
179/month
(3.0% SWR)


When can I retire?

FI date

My age

47

I am currently aiming to save/invest approximately EUR 2,000 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 750,000 in 9 years and 6 months, in , and at that time I will be 47 years old.

By that time I will have invested/saved another EUR 382,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 296,238


Financial independence forecast