Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is VW1's #11 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 727,387 and my FI portfolio decreased to USD 550,747


Net worth

USD 727,387

Since the last update on my net worth has decreased with USD -23,943 ( -3.19 %).

FI portfolio

USD 550,747

Since the last update on my FI portfolio has decreased with USD -23,084 ( -4.02 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 198 -5 193
Investments 36,460 +4,374 40,834
Retirement acc 537,173 -27,453 509,720
Real estate 420,000 0 420,000
Other assets 17,499 -859 16,640
Total assets 1,011,330 -23,943 987,387

Mortgage 260,000 0 260,000
Other debt 0 0 0
Total debt 260,000 0 260,000
Change
Cash 336 -143 193
Investments 30,260 +10,574 40,834
Retirement acc 490,148 +19,572 509,720
Real estate 420,000 0 420,000
Other assets 8,011 + 8,629 16,640
Total assets 948,755 +38,632 987,387

Mortgage 260,000 0 260,000
Other debt 0 0 0
Total debt 260,000 0 260,000
Change
Cash 0 +193 193
Investments 29,170 +11,664 40,834
Retirement acc 464,854 +44,866 509,720
Real estate 420,000 0 420,000
Other assets 0 + 16,640 16,640
Total assets 914,024 +73,363 987,387

Mortgage 260,000 0 260,000
Other debt 0 0 0
Total debt 260,000 0 260,000

I am now 22.0% on my way to achive my FIRE target of USD 2,500,000. This is -0.9 percentage points closer, compared to the last net worth update.

USD 550,747 FIRE target: USD 2,500,000


22.0%

FI portfolio

My FI portfolio now consists of USD 40,834 (7.4%) in investments, USD 509,720 (92.6%) in retirement accounts, and USD 193 (0.0%) in cash.

Investments

Since my last update, my investments increased with USD 4,374 (12.0%).

Since I started tracking, my total contributions have been USD 7,250, and my total return has been USD 23,900.

Retirement accounts

Since my last update, my retirement accounts decreased with USD -27,453 (-5.11%).

Since I started tracking, my total contributions have been USD 13,006, and my total return is USD 243,033.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 1,835 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
1,835/month
(4.0% SWR)
1,606/month
(3.5% SWR)
1,376/month
(3.0% SWR)


When can I retire?

FI date

My age

53

I am currently aiming to save/invest approximately USD 2,700 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 2,500,000 in 10 years and 1 months, in , and at that time I will be 53 years old.

By that time I will have invested/saved another USD 380,700, while the rest will be return on my existing FI portfolio and the new investments, in total USD 1,568,553


Financial independence forecast