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Net worth update per


This is outlyingMandrill0's #30 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 34,136 and my FI portfolio increased to EUR 32,256


Net worth

EUR 34,136

Since the last update on my net worth has increased with EUR 5,022 (+ 17.25 %).

FI portfolio

EUR 32,256

Since the last update on my FI portfolio has increased with EUR 4,712 (+ 17.11 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.
Change
Cash 3,400 +3,175 6,575
Investments 3,144 +82 3,226
Retirement acc 21,000 +1,455 22,455
Real estate 0 0 0
Other assets 7,000 0 7,000
Total assets 34,544 +4,712 39,256

Mortgage 0 0 0
Other debt 5,430 -310 5,120
Total debt 5,430 -310 5,120
Change
Cash 500 +6,075 6,575
Investments 2,134 +1,092 3,226
Retirement acc 11,040 +11,415 22,455
Real estate 5,000 -5,000 0
Other assets 1,000 + 6,000 7,000
Total assets 19,674 +19,582 39,256

Mortgage 0 0 0
Other debt 10,420 -5,300 5,120
Total debt 10,420 -5,300 5,120
Change
Cash 5,100 +1,475 6,575
Investments 350 +2,876 3,226
Retirement acc 3,500 +18,955 22,455
Real estate 0 0 0
Other assets 5,000 + 2,000 7,000
Total assets 13,950 +25,306 39,256

Mortgage 0 0 0
Other debt 15,000 -9,880 5,120
Total debt 15,000 -9,880 5,120

I am now 1.5% on my way to achive my FIRE target of EUR 2,200,000. This is 0.2 percentage points closer, compared to the last net worth update.

EUR 32,256 FIRE target: EUR 2,200,000


1.5%

FI portfolio

My FI portfolio now consists of EUR 3,226 (10.0%) in investments, EUR 22,455 (69.6%) in retirement accounts, and EUR 6,575 (20.4%) in cash.

Investments

Since my last update, my investments increased with EUR 82 (2.61%), of which EUR 390 was from contributions, and EUR -690 was from returns.

Since I started tracking, my total contributions have been EUR 4,461, and my total return has been EUR 889.

Retirement accounts

Since my last update, my retirement accounts increased with EUR 1,455 (6.93%).

Since I started tracking, my total contributions have been EUR 26,515, and my total return is EUR -14,215.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 107 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
107/month
(4.0% SWR)
94/month
(3.5% SWR)
80/month
(3.0% SWR)


When can I retire?

FI date

My age

58

I am currently aiming to save/invest approximately EUR 800 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 2,200,000 in 27 years and 9 months, in , and at that time I will be 58 years old.

By that time I will have invested/saved another EUR 282,400, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 1,885,344


Financial independence forecast