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Net worth update per


This is k3nsh1n78's #170 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 1,055,553 and my FI portfolio increased to AUD 564,003


Net worth

AUD 1,055,553

Since the last update on my net worth has increased with AUD 1,655 (+ 0.16 %).

FI portfolio

AUD 564,003

Since the last update on my FI portfolio has increased with AUD 1,755 (+ 0.31 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 56,150 -3,550 52,600
Investments 234,370 +2,592 236,962
Retirement acc 271,728 +2,713 274,441
Real estate 1,585,000 0 1,585,000
Other assets 15,050 -100 14,950
Total assets 2,162,298 +1,655 2,163,953

Mortgage 1,108,400 0 1,108,400
Other debt 0 0 0
Total debt 1,108,400 0 1,108,400
Change
Cash 69,700 -17,100 52,600
Investments 194,529 +42,433 236,962
Retirement acc 225,933 +48,508 274,441
Real estate 1,585,000 0 1,585,000
Other assets 18,650 -3,700 14,950
Total assets 2,093,812 +70,141 2,163,953

Mortgage 1,141,970 -33,570 1,108,400
Other debt 0 0 0
Total debt 1,141,970 -33,570 1,108,400
Change
Cash 147,750 -95,150 52,600
Investments 37,355 +199,607 236,962
Retirement acc 136,402 +138,039 274,441
Real estate 1,585,000 0 1,585,000
Other assets 37,280 -22,330 14,950
Total assets 1,943,787 +220,166 2,163,953

Mortgage 1,300,865 -192,465 1,108,400
Other debt 0 0 0
Total debt 1,300,865 -192,465 1,108,400

I am now 37.6% on my way to achive my FIRE target of AUD 1,500,000. This is 0.1 percentage points closer, compared to the last net worth update.

AUD 564,003 FIRE target: AUD 1,500,000


37.6%

FI portfolio

My FI portfolio now consists of AUD 236,962 (42.0%) in investments, AUD 274,441 (48.7%) in retirement accounts, and AUD 52,600 (9.3%) in cash.

Investments

Since my last update, my investments increased with AUD 2,592 (1.11%), of which AUD 5,874 was from contributions, and AUD -5,094 was from returns.

Since I started tracking, my total contributions have been AUD 200,620, and my total return has been AUD -233.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 2,713 (1.0%).

Since I started tracking, my total contributions have been AUD 88,616, and my total return is AUD 43,843.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 1,880 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
1,880/month
(4.0% SWR)
1,645/month
(3.5% SWR)
1,410/month
(3.0% SWR)


When can I retire?

FI date

My age

51

I am currently aiming to save/invest approximately AUD 8,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 1,500,000 in 5 years and 8 months, in , and at that time I will be 51 years old.

By that time I will have invested/saved another AUD 552,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 383,997


Financial independence forecast