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Net worth update per


This is doitforher's #14 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 7,182,269 and my FI portfolio decreased to USD 1,154,005


Net worth

USD 7,182,269

Since the last update on my net worth has increased with USD 570,634 (+ 8.63 %).

FI portfolio

USD 1,154,005

Since the last update on my FI portfolio has decreased with USD -26,945 ( -2.28 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 170,126 -21,447 148,679
Investments 70,427 +13,402 83,829
Retirement acc 940,397 -18,900 921,497
Real estate 10,472,435 + 581,043 11,053,478
Other assets 56,820 0 56,820
Total assets 11,710,205 +554,098 12,264,303

Mortgage 5,058,312 -8,983 5,049,329
Other debt 40,258 -7,553 32,705
Total debt 5,098,570 -16,536 5,082,034
Change
Cash 76,917 +71,762 148,679
Investments 0 +83,829 83,829
Retirement acc 780,253 +141,244 921,497
Real estate 10,095,661 + 957,817 11,053,478
Other assets 63,300 -6,480 56,820
Total assets 11,016,131 +1,248,172 12,264,303

Mortgage 5,167,032 -117,703 5,049,329
Other debt 40,418 -7,713 32,705
Total debt 5,207,450 -125,416 5,082,034
Change
Cash 71,000 +77,679 148,679
Investments 0 +83,829 83,829
Retirement acc 800,000 +121,497 921,497
Real estate 9,544,253 + 1,509,225 11,053,478
Other assets 60,000 -3,180 56,820
Total assets 10,475,253 +1,789,050 12,264,303

Mortgage 5,361,500 -312,171 5,049,329
Other debt 42,200 -9,495 32,705
Total debt 5,403,700 -321,666 5,082,034

I am now 11.5% on my way to achive my FIRE target of USD 10,000,000. This is -0.3 percentage points closer, compared to the last net worth update.

USD 1,154,005 FIRE target: USD 10,000,000


11.5%

FI portfolio

My FI portfolio now consists of USD 83,829 (7.3%) in investments, USD 921,497 (79.9%) in retirement accounts, and USD 148,679 (12.9%) in cash.

Investments

Since my last update, my investments increased with USD 13,402 (19.03%), of which USD 100,000 was from contributions, and USD 143,056 was from returns.

Since I started tracking, my total contributions have been USD 555,836, and my total return has been USD 241,683.

Retirement accounts

Since my last update, my retirement accounts decreased with USD -18,900 (-2.01%), of which USD 9,204 was from contributions , and USD 91,658 was from returns.

Since I started tracking, my total contributions have been USD 274,171, and my total return is USD 202,748.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 3,846 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
3,846/month
(4.0% SWR)
3,365/month
(3.5% SWR)
2,885/month
(3.0% SWR)


When can I retire?

FI date

My age

51

I am currently aiming to save/invest approximately USD 15,000 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 10,000,000 in 12 years and 6 months, in , and at that time I will be 51 years old.

By that time I will have invested/saved another USD 2,565,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 6,280,995


Financial independence forecast