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Net worth update per


This is outlyingMandrill0's #29 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 29,114 and my FI portfolio increased to EUR 27,544


Net worth

EUR 29,114

Since the last update on my net worth has increased with EUR 5,820 (+ 24.98 %).

FI portfolio

EUR 27,544

Since the last update on my FI portfolio has increased with EUR 5,484 (+ 24.86 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.
Change
Cash 2,500 +900 3,400
Investments 3,060 +84 3,144
Retirement acc 16,500 +4,500 21,000
Real estate 0 0 0
Other assets 7,000 0 7,000
Total assets 29,060 +5,484 34,544

Mortgage 0 0 0
Other debt 5,766 -336 5,430
Total debt 5,766 -336 5,430
Change
Cash 500 +2,900 3,400
Investments 2,134 +1,010 3,144
Retirement acc 11,040 +9,960 21,000
Real estate 5,000 -5,000 0
Other assets 1,000 + 6,000 7,000
Total assets 19,674 +14,870 34,544

Mortgage 0 0 0
Other debt 10,420 -4,990 5,430
Total debt 10,420 -4,990 5,430
Change
Cash 5,100 -1,700 3,400
Investments 350 +2,794 3,144
Retirement acc 3,500 +17,500 21,000
Real estate 0 0 0
Other assets 5,000 + 2,000 7,000
Total assets 13,950 +20,594 34,544

Mortgage 0 0 0
Other debt 15,000 -9,570 5,430
Total debt 15,000 -9,570 5,430

I am now 1.3% on my way to achive my FIRE target of EUR 2,200,000. This is 0.2 percentage points closer, compared to the last net worth update.

EUR 27,544 FIRE target: EUR 2,200,000


1.3%

FI portfolio

My FI portfolio now consists of EUR 3,144 (11.4%) in investments, EUR 21,000 (76.2%) in retirement accounts, and EUR 3,400 (12.3%) in cash.

Investments

Since my last update, my investments increased with EUR 84 (2.75%), of which EUR 390 was from contributions, and EUR -690 was from returns.

Since I started tracking, my total contributions have been EUR 4,461, and my total return has been EUR 889.

Retirement accounts

Since my last update, my retirement accounts increased with EUR 4,500 (27.27%).

Since I started tracking, my total contributions have been EUR 26,515, and my total return is EUR -14,215.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 91 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
91/month
(4.0% SWR)
80/month
(3.5% SWR)
68/month
(3.0% SWR)


When can I retire?

FI date

My age

58

I am currently aiming to save/invest approximately EUR 800 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 2,200,000 in 27 years and 10 months, in , and at that time I will be 58 years old.

By that time I will have invested/saved another EUR 284,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 1,888,456


Financial independence forecast