Net worth update per



This is my #2 net worth update. Please check out my profile here for more information. As of , my net worth decreased to INR 3,284,601 and my FI portfolio decreased to INR 1,674,562


Net worth

INR 3,284,601

Since the last update on my net worth has decreased with INR -37,479 ( -1.13 %).

FI portfolio

INR 1,674,562

Since the last update on my FI portfolio has decreased with INR -37,479 ( -2.19 %).

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in INR.

I am now 0.8% on my way to achive my FIRE target of INR 210,084,537. This is -0.0 percentage points closer, compared to the last net worth update.

INR 1,674,562 FIRE target: INR 210,084,537


0.8%


FI portfolio


My FI portfolio now consists of INR 450,878 (26.9%) in investments, INR 89,752 (5.4%) in retirement accounts, and INR 1,133,932 (67.7%) in cash.

Investments

Since my last update, my investments increased with INR 25,634 (6.03%).

Since I started tracking, my total contributions have been INR 123,587, and my total return has been INR 2,288,593.

Retirement accounts

Since my last update, my retirement accounts decreased with INR -6,168 (-6.43%).

Since I started tracking, my total contributions have been INR 7,360, and my total return is INR 160,275.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be INR 5,581 for the rest of my life.


Monthly SWR amount
Retire today with (INR)
5,581/month
(4.0% SWR)
4,884/month
(3.5% SWR)
4,186/month
(3.0% SWR)


When can I retire?


FI date


My age

61

I am currently aiming to save/invest approximately INR 90,000 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of INR 210,084,537 in 33 years and 2 months, in , and at that time I will be 61 years old.

By that time I will have invested/saved another INR 37,350,000, while the rest will be return on my existing FI portfolio and the new investments, in total INR 171,059,975


Financial independence forecast