Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per September 2nd 2023


This is awedPonie3's #17 net worth update. Please check out my profile here for more information. As of September 2nd 2023, my net worth increased to GBP 465,889 and my FI portfolio increased to GBP 433,673


Net worth

GBP 465,889

Since the last update on August 3rd 2023 my net worth has increased with GBP 4,977 (+ 1.08 %).

FI portfolio

GBP 433,673

Since the last update on August 3rd 2023 my FI portfolio has increased with GBP 5,926 (+ 1.39 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.
3 Aug 23 Change 2 Sep 23
Cash 17,956 -6,450 11,506
Investments 192,777 +8,940 201,717
Retirement acc 217,014 +3,436 220,450
Real estate 338,614 0 338,614
Other assets 17,000 0 17,000
Total assets 783,361 +5,926 789,287

Mortgage 241,322 -249 241,073
Other debt 81,127 + 1,198 82,325
Total debt 322,449 + 949 323,398
9 Dec 22 Change 2 Sep 23
Cash 11,095 +411 11,506
Investments 59,228 +142,489 201,717
Retirement acc 169,778 +50,672 220,450
Real estate 532,000 -193,386 338,614
Other assets 17,000 0 17,000
Total assets 789,101 +186 789,287

Mortgage 328,307 -87,234 241,073
Other debt 2,000 + 80,325 82,325
Total debt 330,307 + -6,909 323,398
22 Aug 22 Change 2 Sep 23
Cash 19,186 -7,680 11,506
Investments 45,559 +156,158 201,717
Retirement acc 186,304 +34,146 220,450
Real estate 505,000 -166,386 338,614
Other assets 17,780 -780 17,000
Total assets 773,829 +15,458 789,287

Mortgage 332,319 -91,246 241,073
Other debt 4,000 + 78,325 82,325
Total debt 336,319 -12,921 323,398

I am now 39.4% on my way to achive my FIRE target of GBP 1,100,000. This is 0.5 percentage points closer, compared to the last net worth update.

GBP 433,673 FIRE target: GBP 1,100,000


39.4%

FI portfolio

My FI portfolio now consists of GBP 201,717 (46.5%) in investments, GBP 220,450 (50.8%) in retirement accounts, and GBP 11,506 (2.7%) in cash.

Investments

Since my last update, my investments increased with GBP 8,940 (4.64%).

Since I started tracking, my total contributions have been GBP 10,793, and my total return has been GBP 127,220.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 3,436 (1.58%), of which GBP 1,807 was from contributions , and GBP 17,245 was from returns.

Since I started tracking, my total contributions have been GBP 66,966, and my total return is GBP 70,149.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 1,445 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
1,445/month
(4.0% SWR)
1,264/month
(3.5% SWR)
1,084/month
(3.0% SWR)


When can I retire?

FI date

June 2032

My age

47

I am currently aiming to save/invest approximately GBP 2,711 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,100,000 in 7 years and 0 months, in June 2032, and at that time I will be 47 years old.

By that time I will have invested/saved another GBP 284,655, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 381,672


Financial independence forecast