Net worth update per



This is my #2 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 155,830 and my FI portfolio increased to EUR 143,578


Net worth

EUR 155,830

Since the last update on my net worth has increased with EUR 19,008 (+ 13.89 %).

FI portfolio

EUR 143,578

Since the last update on my FI portfolio has increased with EUR 23,293 (+ 19.36 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 23.9% on my way to achive my FIRE target of EUR 600,000. This is 3.9 percentage points closer, compared to the last net worth update.

EUR 143,578 FIRE target: EUR 600,000


23.9%


FI portfolio


My FI portfolio now consists of EUR 79,099 (55.1%) in investments, and EUR 64,479 (44.9%) in cash.

Investments

Since my last update, my investments increased with EUR 13,763 (21.06%).

Retirement accounts

Since my last update, my retirement accounts decreased with EUR 0 (0%).




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 478 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
478/month
(4.0% SWR)
418/month
(3.5% SWR)
358/month
(3.0% SWR)


When can I retire?


FI date


My age

40

I am currently aiming to save/invest approximately EUR 5,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 600,000 in 2 years and 2 months, in , and at that time I will be 40 years old.

By that time I will have invested/saved another EUR 340,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 116,422


Financial independence forecast