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Net worth update per


This is chinook's #9 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 230,959 and my FI portfolio increased to GBP 230,959


Net worth

GBP 230,959

Since the last update on my net worth has increased with GBP 25,261 (+ 12.28 %).

FI portfolio

GBP 230,959

Since the last update on my FI portfolio has increased with GBP 25,261 (+ 12.28 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.
Change
Cash 100,850 +128 100,978
Investments 31,735 +615 32,350
Retirement acc 73,113 +24,518 97,631
Real estate 0 0 0
Other assets 0 0 0
Total assets 205,698 +25,261 230,959

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 100,000 +978 100,978
Investments 20,000 +12,350 32,350
Retirement acc 52,800 +44,831 97,631
Real estate 0 0 0
Other assets 0 0 0
Total assets 172,800 +58,159 230,959

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 100,000 +978 100,978
Investments 20,000 +12,350 32,350
Retirement acc 52,800 +44,831 97,631
Real estate 0 0 0
Other assets 0 0 0
Total assets 172,800 +58,159 230,959

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 23.1% on my way to achive my FIRE target of GBP 1,000,000. This is 2.5 percentage points closer, compared to the last net worth update.

GBP 230,959 FIRE target: GBP 1,000,000


23.1%

FI portfolio

My FI portfolio now consists of GBP 32,350 (14.0%) in investments, GBP 97,631 (42.3%) in retirement accounts, and GBP 100,978 (43.7%) in cash.

Investments

Since my last update, my investments increased with GBP 615 (1.94%).

Since I started tracking, my total contributions have been GBP 136,136, and my total return has been GBP 11,894.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 24,518 (33.53%), of which GBP 6,316 was from contributions , and GBP 14,043 was from returns.

Since I started tracking, my total contributions have been GBP 286,487, and my total return is GBP 144,207.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 769 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
769/month
(4.0% SWR)
673/month
(3.5% SWR)
577/month
(3.0% SWR)


When can I retire?

FI date

My age

52

I am currently aiming to save/invest approximately GBP 5,000 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,000,000 in 3 years and 11 months, in , and at that time I will be 52 years old.

By that time I will have invested/saved another GBP 510,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 259,041


Financial independence forecast