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Net worth update per


This is Fireitupreadytogo's #34 net worth update. Please check out my profile here for more information. As of , my net worth increased to EUR 472,146 and my FI portfolio increased to EUR 382,577


Net worth

EUR 472,146

Since the last update on my net worth has increased with EUR 43,569 (+ 10.17 %).

FI portfolio

EUR 382,577

Since the last update on my FI portfolio has increased with EUR 44,071 (+ 13.02 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.
Change
Cash 29,400 +828 30,228
Investments 304,212 +43,321 347,533
Retirement acc 4,894 -78 4,816
Real estate 406,000 0 406,000
Other assets 13,490 0 13,490
Total assets 757,996 +44,071 802,067

Mortgage 254,062 -432 253,630
Other debt 75,357 + 934 76,291
Total debt 329,419 + 502 329,921
Change
Cash 16,052 +14,176 30,228
Investments 256,446 +91,087 347,533
Retirement acc 4,353 +463 4,816
Real estate 390,000 + 16,000 406,000
Other assets 32,139 -18,649 13,490
Total assets 698,990 +103,077 802,067

Mortgage 257,088 -3,458 253,630
Other debt 70,383 + 5,908 76,291
Total debt 327,471 + 2,450 329,921
Change
Cash 11,875 +18,353 30,228
Investments 61,494 +286,039 347,533
Retirement acc 0 +4,816 4,816
Real estate 280,000 + 126,000 406,000
Other assets 0 + 13,490 13,490
Total assets 353,369 +448,698 802,067

Mortgage 141,922 111,708 253,630
Other debt 67,610 + 8,681 76,291
Total debt 209,532 + 120,389 329,921

I am now 38.3% on my way to achive my FIRE target of EUR 1,000,000. This is 4.4 percentage points closer, compared to the last net worth update.

EUR 382,577 FIRE target: EUR 1,000,000


38.3%

FI portfolio

My FI portfolio now consists of EUR 347,533 (90.8%) in investments, EUR 4,816 (1.3%) in retirement accounts, and EUR 30,228 (7.9%) in cash.

Investments

Since my last update, my investments increased with EUR 43,321 (14.24%).

Since I started tracking, my total contributions have been EUR 242,402, and my total return has been EUR 69,499.

Retirement accounts

Since my last update, my retirement accounts decreased with EUR -78 (-1.59%).

Since I started tracking, my total contributions have been EUR 4,962, and my total return is EUR 566.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 1,275 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
1,275/month
(4.0% SWR)
1,115/month
(3.5% SWR)
956/month
(3.0% SWR)


When can I retire?

FI date

My age

41

I am currently aiming to save/invest approximately EUR 2,890 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 1,000,000 in 7 years and 1 months, in , and at that time I will be 41 years old.

By that time I will have invested/saved another EUR 271,660, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 345,763


Financial independence forecast