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Net worth update per



This is FIRELINE's #19 net worth update. Please check out my profile here for more information. As of , my net worth increased to CHF 456,042 and my FI portfolio increased to CHF 455,792


Net worth

CHF 456,042

Since the last update on my net worth has increased with CHF 2,465 (+ 0.54 %).

FI portfolio

CHF 455,792

Since the last update on my FI portfolio has increased with CHF 2,415 (+ 0.53 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CHF.

I am now 62.7% on my way to achive my FIRE target of CHF 727,273. This is 0.3 percentage points closer, compared to the last net worth update.

CHF 455,792 FIRE target: CHF 727,273


62.7%


FI portfolio


My FI portfolio now consists of CHF 236,032 (51.8%) in investments, CHF 184,846 (40.6%) in retirement accounts, and CHF 34,914 (7.7%) in cash.

Investments

Since my last update, my investments decreased with CHF -3,319 (-1.39%).

Since I started tracking, my total contributions have been CHF 7,029, and my total return has been CHF 164,598.

Retirement accounts

Since my last update, my retirement accounts decreased with CHF -934 (-0.5%).

Since I started tracking, my total contributions have been CHF 14,342, and my total return is CHF 120,380.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be CHF 1,519 for the rest of my life.


Monthly SWR amount
Retire today with (CHF)
1,519/month
(4.0% SWR)
1,329/month
(3.5% SWR)
1,139/month
(3.0% SWR)


When can I retire?


FI date


My age

40

I am currently aiming to save/invest approximately CHF 5,500 each month.

Assuming an annual return of 5% on my investments and my retirement accounts, I aim to reach my FIRE target of CHF 727,273 in 2 years and 2 months, in , and at that time I will be 40 years old.

By that time I will have invested/saved another CHF 192,500, while the rest will be return on my existing FI portfolio and the new investments, in total CHF 78,981


Financial independence forecast