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Net worth update per


This is FIRELINE's #19 net worth update. Please check out my profile here for more information. As of , my net worth increased to CHF 456,042 and my FI portfolio increased to CHF 455,792


Net worth

CHF 456,042

Since the last update on my net worth has increased with CHF 2,465 (+ 0.54 %).

FI portfolio

CHF 455,792

Since the last update on my FI portfolio has increased with CHF 2,415 (+ 0.53 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CHF.
Change
Cash 28,246 +6,668 34,914
Investments 239,351 -3,319 236,032
Retirement acc 185,780 -934 184,846
Real estate 0 0 0
Other assets 200 + 50 250
Total assets 453,577 +2,465 456,042

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 58,031 -23,117 34,914
Investments 174,048 +61,984 236,032
Retirement acc 133,052 +51,794 184,846
Real estate 0 0 0
Other assets 0 + 250 250
Total assets 365,131 +90,911 456,042

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 87,104 -52,190 34,914
Investments 136,924 +99,108 236,032
Retirement acc 96,746 +88,100 184,846
Real estate 0 0 0
Other assets 0 + 250 250
Total assets 320,774 +135,268 456,042

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 45.6% on my way to achive my FIRE target of CHF 1,000,000. This is 0.2 percentage points closer, compared to the last net worth update.

CHF 455,792 FIRE target: CHF 1,000,000


45.6%

FI portfolio

My FI portfolio now consists of CHF 236,032 (51.8%) in investments, CHF 184,846 (40.6%) in retirement accounts, and CHF 34,914 (7.7%) in cash.

Investments

Since my last update, my investments decreased with CHF -3,319 (-1.39%).

Since I started tracking, my total contributions have been CHF 7,029, and my total return has been CHF 263,485.

Retirement accounts

Since my last update, my retirement accounts decreased with CHF -934 (-0.5%).

Since I started tracking, my total contributions have been CHF 14,342, and my total return is CHF 176,145.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be CHF 1,519 for the rest of my life.


Monthly SWR amount
Retire today with (CHF)
1,519/month
(4.0% SWR)
1,329/month
(3.5% SWR)
1,139/month
(3.0% SWR)


When can I retire?

FI date

My age

42

I am currently aiming to save/invest approximately CHF 6,400 each month.

Assuming an annual return of 5% on my investments and my retirement accounts, I aim to reach my FIRE target of CHF 1,000,000 in 3 years and 2 months, in , and at that time I will be 42 years old.

By that time I will have invested/saved another CHF 377,600, while the rest will be return on my existing FI portfolio and the new investments, in total CHF 166,608


Financial independence forecast