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This is doitforher's #13 net worth update. Please check out my profile here for more information. As of , my net worth decreased to USD 6,611,635 and my FI portfolio increased to USD 1,180,950


Net worth

USD 6,611,635

Since the last update on my net worth has decreased with USD -122,376 ( -1.82 %).

FI portfolio

USD 1,180,950

Since the last update on my FI portfolio has increased with USD 36,915 (+ 3.23 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 173,766 -3,640 170,126
Investments 59,881 +10,546 70,427
Retirement acc 910,388 +30,009 940,397
Real estate 10,633,521 -161,086 10,472,435
Other assets 56,820 0 56,820
Total assets 11,834,376 -124,171 11,710,205

Mortgage 5,067,266 -8,954 5,058,312
Other debt 33,099 + 7,159 40,258
Total debt 5,100,365 + -1,795 5,098,570
Change
Cash 76,917 +93,209 170,126
Investments 0 +70,427 70,427
Retirement acc 780,253 +160,144 940,397
Real estate 10,095,661 + 376,774 10,472,435
Other assets 63,300 -6,480 56,820
Total assets 11,016,131 +694,074 11,710,205

Mortgage 5,167,032 -108,720 5,058,312
Other debt 40,418 -160 40,258
Total debt 5,207,450 -108,880 5,098,570
Change
Cash 71,000 +99,126 170,126
Investments 0 +70,427 70,427
Retirement acc 800,000 +140,397 940,397
Real estate 9,544,253 + 928,182 10,472,435
Other assets 60,000 -3,180 56,820
Total assets 10,475,253 +1,234,952 11,710,205

Mortgage 5,361,500 -303,188 5,058,312
Other debt 42,200 -1,942 40,258
Total debt 5,403,700 -305,130 5,098,570

I am now 11.8% on my way to achive my FIRE target of USD 10,000,000. This is 0.4 percentage points closer, compared to the last net worth update.

USD 1,180,950 FIRE target: USD 10,000,000


11.8%

FI portfolio

My FI portfolio now consists of USD 70,427 (6.0%) in investments, USD 940,397 (79.6%) in retirement accounts, and USD 170,126 (14.4%) in cash.

Investments

Since my last update, my investments increased with USD 10,546 (17.61%), of which USD 40,000 was from contributions, and USD 22,685 was from returns.

Since I started tracking, my total contributions have been USD 746,455, and my total return has been USD 690,208.

Retirement accounts

Since my last update, my retirement accounts increased with USD 30,009 (3.3%).

Since I started tracking, my total contributions have been USD 282,005, and my total return is USD 449,286.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 3,936 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
3,936/month
(4.0% SWR)
3,444/month
(3.5% SWR)
2,952/month
(3.0% SWR)


When can I retire?

FI date

My age

46

I am currently aiming to save/invest approximately USD 40,000 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 10,000,000 in 7 years and 11 months, in , and at that time I will be 46 years old.

By that time I will have invested/saved another USD 4,880,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 3,939,050


Financial independence forecast