Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is gammj's #210 net worth update. Please check out my profile here for more information. As of , my net worth increased to CAD 1,310,603 and my FI portfolio increased to CAD 1,171,965


Net worth

CAD 1,310,603

Since the last update on my net worth has increased with CAD 31,529 (+ 2.46 %).

FI portfolio

CAD 1,171,965

Since the last update on my FI portfolio has increased with CAD 31,067 (+ 2.72 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CAD.
Change
Cash 39,882 +4,179 44,061
Investments 366,964 +5,825 372,789
Retirement acc 734,052 +21,063 755,115
Real estate 305,000 0 305,000
Other assets 19,375 0 19,375
Total assets 1,465,273 +31,067 1,496,340

Mortgage 169,529 -452 169,077
Other debt 16,670 -10 16,660
Total debt 186,199 -462 185,737
Change
Cash 48,809 -4,748 44,061
Investments 350,732 +22,057 372,789
Retirement acc 653,608 +101,507 755,115
Real estate 305,000 0 305,000
Other assets 19,375 0 19,375
Total assets 1,377,524 +118,816 1,496,340

Mortgage 181,948 -12,871 169,077
Other debt 16,031 + 629 16,660
Total debt 197,979 + -12,242 185,737
Change
Cash 14,284 +29,777 44,061
Investments 0 +372,789 372,789
Retirement acc 3,331 +751,784 755,115
Real estate 0 + 305,000 305,000
Other assets 0 + 19,375 19,375
Total assets 17,615 +1,478,725 1,496,340

Mortgage 0 169,077 169,077
Other debt 0 + 16,660 16,660
Total debt 0 + 185,737 185,737

I am now 67.0% on my way to achive my FIRE target of CAD 1,750,000. This is 1.8 percentage points closer, compared to the last net worth update.

CAD 1,171,965 FIRE target: CAD 1,750,000


67.0%

FI portfolio

My FI portfolio now consists of CAD 372,789 (31.8%) in investments, CAD 755,115 (64.4%) in retirement accounts, and CAD 44,061 (3.8%) in cash.

Investments

Since my last update, my investments increased with CAD 5,825 (1.59%), of which CAD 5 was from contributions, and CAD -6,585 was from returns.

Since I started tracking, my total contributions have been CAD 139, and my total return has been CAD 387,032.

Retirement accounts

Since my last update, my retirement accounts increased with CAD 21,063 (2.87%), of which CAD 5 was from contributions , and CAD -15,848 was from returns.

Since I started tracking, my total contributions have been CAD 139, and my total return is CAD 855,555.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be CAD 3,906 for the rest of my life.


Monthly SWR amount
Retire today with (CAD)
3,906/month
(4.0% SWR)
3,418/month
(3.5% SWR)
2,929/month
(3.0% SWR)


When can I retire?

FI date

My age

52

I am currently aiming to save/invest approximately CAD 461 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of CAD 1,750,000 in 4 years and 9 months, in , and at that time I will be 52 years old.

By that time I will have invested/saved another CAD 30,887, while the rest will be return on my existing FI portfolio and the new investments, in total CAD 547,148


Financial independence forecast