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This is FIRELINE's #16 net worth update. Please check out my profile here for more information. As of , my net worth increased to CHF 449,766 and my FI portfolio increased to CHF 449,766


Net worth

CHF 449,766

Since the last update on my net worth has increased with CHF 3,677 (+ 0.82 %).

FI portfolio

CHF 449,766

Since the last update on my FI portfolio has increased with CHF 4,177 (+ 0.94 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CHF.
Change
Cash 31,248 +6,500 37,748
Investments 231,153 -2,292 228,861
Retirement acc 183,188 -31 183,157
Real estate 0 0 0
Other assets 500 -500 0
Total assets 446,089 +3,677 449,766

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 58,031 -20,283 37,748
Investments 174,048 +54,813 228,861
Retirement acc 133,052 +50,105 183,157
Real estate 0 0 0
Other assets 0 0 0
Total assets 365,131 +84,635 449,766

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 87,104 -49,356 37,748
Investments 136,924 +91,937 228,861
Retirement acc 96,746 +86,411 183,157
Real estate 0 0 0
Other assets 0 0 0
Total assets 320,774 +128,992 449,766

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 45.0% on my way to achive my FIRE target of CHF 1,000,000. This is 0.4 percentage points closer, compared to the last net worth update.

CHF 449,766 FIRE target: CHF 1,000,000


45.0%

FI portfolio

My FI portfolio now consists of CHF 228,861 (50.9%) in investments, CHF 183,157 (40.7%) in retirement accounts, and CHF 37,748 (8.4%) in cash.

Investments

Since my last update, my investments decreased with CHF -2,292 (-0.99%).

Since I started tracking, my total contributions have been CHF 7,029, and my total return has been CHF 263,485.

Retirement accounts

Since my last update, my retirement accounts decreased with CHF -31 (-0.02%).

Since I started tracking, my total contributions have been CHF 14,342, and my total return is CHF 176,145.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be CHF 1,499 for the rest of my life.


Monthly SWR amount
Retire today with (CHF)
1,499/month
(4.0% SWR)
1,311/month
(3.5% SWR)
1,124/month
(3.0% SWR)


When can I retire?

FI date

My age

42

I am currently aiming to save/invest approximately CHF 6,400 each month.

Assuming an annual return of 5% on my investments and my retirement accounts, I aim to reach my FIRE target of CHF 1,000,000 in 3 years and 2 months, in , and at that time I will be 42 years old.

By that time I will have invested/saved another CHF 384,000, while the rest will be return on my existing FI portfolio and the new investments, in total CHF 166,234


Financial independence forecast