Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is awedPonie3's #15 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 453,124 and my FI portfolio increased to GBP 419,963


Net worth

GBP 453,124

Since the last update on my net worth has increased with GBP 12,865 (+ 2.92 %).

FI portfolio

GBP 419,963

Since the last update on my FI portfolio has increased with GBP 8,072 (+ 1.96 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.
Change
Cash 14,466 -1,715 12,751
Investments 189,107 +4,204 193,311
Retirement acc 208,318 +5,583 213,901
Real estate 335,000 + 3,614 338,614
Other assets 17,000 0 17,000
Total assets 763,891 +11,686 775,577

Mortgage 242,940 -989 241,951
Other debt 80,692 -190 80,502
Total debt 323,632 -1,179 322,453
Change
Cash 11,095 +1,656 12,751
Investments 59,228 +134,083 193,311
Retirement acc 169,778 +44,123 213,901
Real estate 532,000 -193,386 338,614
Other assets 17,000 0 17,000
Total assets 789,101 -13,524 775,577

Mortgage 328,307 -86,356 241,951
Other debt 2,000 + 78,502 80,502
Total debt 330,307 + -7,854 322,453
Change
Cash 19,186 -6,435 12,751
Investments 45,559 +147,752 193,311
Retirement acc 186,304 +27,597 213,901
Real estate 505,000 -166,386 338,614
Other assets 17,780 -780 17,000
Total assets 773,829 +1,748 775,577

Mortgage 332,319 -90,368 241,951
Other debt 4,000 + 76,502 80,502
Total debt 336,319 -13,866 322,453

I am now 38.2% on my way to achive my FIRE target of GBP 1,100,000. This is 0.7 percentage points closer, compared to the last net worth update.

GBP 419,963 FIRE target: GBP 1,100,000


38.2%

FI portfolio

My FI portfolio now consists of GBP 193,311 (46.0%) in investments, GBP 213,901 (50.9%) in retirement accounts, and GBP 12,751 (3.0%) in cash.

Investments

Since my last update, my investments increased with GBP 4,204 (2.22%).

Since I started tracking, my total contributions have been GBP 10,793, and my total return has been GBP 127,745.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 5,583 (2.68%).

Since I started tracking, my total contributions have been GBP 65,159, and my total return is GBP 52,904.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 1,399 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
1,399/month
(4.0% SWR)
1,224/month
(3.5% SWR)
1,049/month
(3.0% SWR)


When can I retire?

FI date

My age

47

I am currently aiming to save/invest approximately GBP 2,711 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 1,100,000 in 7 years and 2 months, in , and at that time I will be 47 years old.

By that time I will have invested/saved another GBP 292,788, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 387,249


Financial independence forecast