Fireleap.com is a net worth tracking app that let's everyone track their finances in public. Sign up to join us!

Net worth update per


This is FIRELINE's #15 net worth update. Please check out my profile here for more information. As of , my net worth increased to CHF 446,089 and my FI portfolio increased to CHF 445,589


Net worth

CHF 446,089

Since the last update on my net worth has increased with CHF 14,041 (+ 3.25 %).

FI portfolio

CHF 445,589

Since the last update on my FI portfolio has increased with CHF 14,041 (+ 3.25 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CHF.
Change
Cash 38,933 -7,685 31,248
Investments 214,493 +16,660 231,153
Retirement acc 178,122 +5,066 183,188
Real estate 0 0 0
Other assets 500 0 500
Total assets 432,048 +14,041 446,089

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 58,031 -26,783 31,248
Investments 174,048 +57,105 231,153
Retirement acc 133,052 +50,136 183,188
Real estate 0 0 0
Other assets 0 + 500 500
Total assets 365,131 +80,958 446,089

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 87,104 -55,856 31,248
Investments 136,924 +94,229 231,153
Retirement acc 96,746 +86,442 183,188
Real estate 0 0 0
Other assets 0 + 500 500
Total assets 320,774 +125,315 446,089

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 44.6% on my way to achive my FIRE target of CHF 1,000,000. This is 1.4 percentage points closer, compared to the last net worth update.

CHF 445,589 FIRE target: CHF 1,000,000


44.6%

FI portfolio

My FI portfolio now consists of CHF 231,153 (51.9%) in investments, CHF 183,188 (41.1%) in retirement accounts, and CHF 31,248 (7.0%) in cash.

Investments

Since my last update, my investments increased with CHF 16,660 (7.77%).

Since I started tracking, my total contributions have been CHF 7,029, and my total return has been CHF 263,485.

Retirement accounts

Since my last update, my retirement accounts increased with CHF 5,066 (2.84%).

Since I started tracking, my total contributions have been CHF 14,342, and my total return is CHF 176,145.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be CHF 1,485 for the rest of my life.


Monthly SWR amount
Retire today with (CHF)
1,485/month
(4.0% SWR)
1,299/month
(3.5% SWR)
1,113/month
(3.0% SWR)


When can I retire?

FI date

My age

42

I am currently aiming to save/invest approximately CHF 6,400 each month.

Assuming an annual return of 5% on my investments and my retirement accounts, I aim to reach my FIRE target of CHF 1,000,000 in 3 years and 1 months, in , and at that time I will be 42 years old.

By that time I will have invested/saved another CHF 384,000, while the rest will be return on my existing FI portfolio and the new investments, in total CHF 170,411


Financial independence forecast