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Net worth update per


This is Angrybeaver's #14 net worth update. Please check out my profile here for more information. As of , my net worth decreased to AUD 1,757,651 and my FI portfolio increased to AUD 822,978


Net worth

AUD 1,757,651

Since the last update on my net worth has decreased with AUD -29,061 ( -1.63 %).

FI portfolio

AUD 822,978

Since the last update on my FI portfolio has increased with AUD 8,548 (+ 1.05 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 334,537 -444 334,093
Investments 22,048 +3,157 25,205
Retirement acc 457,845 +5,835 463,680
Real estate 1,360,000 -40,000 1,320,000
Other assets 9,500 0 9,500
Total assets 2,183,930 -31,452 2,152,478

Mortgage 392,118 -2,391 389,727
Other debt 5,100 0 5,100
Total debt 397,218 -2,391 394,827
Change
Cash 402,584 -68,491 334,093
Investments 7,409 +17,796 25,205
Retirement acc 418,974 +44,706 463,680
Real estate 1,350,000 -30,000 1,320,000
Other assets 9,500 0 9,500
Total assets 2,188,467 -35,989 2,152,478

Mortgage 405,703 -15,976 389,727
Other debt 5,100 0 5,100
Total debt 410,803 -15,976 394,827
Change
Cash 398,880 -64,787 334,093
Investments 3,783 +21,422 25,205
Retirement acc 408,515 +55,165 463,680
Real estate 1,280,000 + 40,000 1,320,000
Other assets 10,500 -1,000 9,500
Total assets 2,101,678 +50,800 2,152,478

Mortgage 410,862 -21,135 389,727
Other debt 5,000 + 100 5,100
Total debt 415,862 -21,035 394,827

I am now 41.1% on my way to achive my FIRE target of AUD 2,000,000. This is 0.4 percentage points closer, compared to the last net worth update.

AUD 822,978 FIRE target: AUD 2,000,000


41.1%

FI portfolio

My FI portfolio now consists of AUD 25,205 (3.1%) in investments, AUD 463,680 (56.3%) in retirement accounts, and AUD 334,093 (40.6%) in cash.

Investments

Since my last update, my investments increased with AUD 3,157 (14.32%).

Since I started tracking, my total contributions have been AUD 3,750, and my total return has been AUD 98,621.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 5,835 (1.27%).

Since I started tracking, my total contributions have been AUD 3,250, and my total return is AUD 262,180.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 2,743 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
2,743/month
(4.0% SWR)
2,400/month
(3.5% SWR)
2,057/month
(3.0% SWR)


When can I retire?

FI date

My age

51

I am currently aiming to save/invest approximately AUD 6,000 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 2,000,000 in 6 years and 7 months, in , and at that time I will be 51 years old.

By that time I will have invested/saved another AUD 612,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 565,022


Financial independence forecast