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Net worth update per


This is theflairbunny's #49 net worth update. Please check out my profile here for more information. As of , my net worth increased to GBP 341,680 and my FI portfolio increased to GBP 341,680


Net worth

GBP 341,680

Since the last update on my net worth has increased with GBP 14,676 (+ 4.49 %).

FI portfolio

GBP 341,680

Since the last update on my FI portfolio has increased with GBP 14,676 (+ 4.49 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in GBP.
Change
Cash 25,772 -10,875 14,897
Investments 201,391 +24,740 226,131
Retirement acc 99,841 +811 100,652
Real estate 0 0 0
Other assets 0 0 0
Total assets 327,004 +14,676 341,680

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 0 +14,897 14,897
Investments 226,419 -288 226,131
Retirement acc 91,670 +8,982 100,652
Real estate 0 0 0
Other assets 0 0 0
Total assets 318,089 +23,591 341,680

Mortgage 0 0 0
Other debt 7,457 -7,457 0
Total debt 7,457 -7,457 0
Change
Cash 2,082 +12,815 14,897
Investments 3,137 +222,994 226,131
Retirement acc 7,160 +93,492 100,652
Real estate 0 0 0
Other assets 0 0 0
Total assets 12,379 +329,301 341,680

Mortgage 0 0 0
Other debt 15,575 -15,575 0
Total debt 15,575 -15,575 0

I am now 56.9% on my way to achive my FIRE target of GBP 600,000. This is 2.4 percentage points closer, compared to the last net worth update.

GBP 341,680 FIRE target: GBP 600,000


56.9%

FI portfolio

My FI portfolio now consists of GBP 226,131 (66.2%) in investments, GBP 100,652 (29.5%) in retirement accounts, and GBP 14,897 (4.4%) in cash.

Investments

Since my last update, my investments increased with GBP 24,740 (12.28%).

Since I started tracking, my total contributions have been GBP 235,377, and my total return has been GBP 72,674.

Retirement accounts

Since my last update, my retirement accounts increased with GBP 811 (0.81%).

Since I started tracking, my total contributions have been GBP 86,397, and my total return is GBP 22,884.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be GBP 1,138 for the rest of my life.


Monthly SWR amount
Retire today with (GBP)
1,138/month
(4.0% SWR)
996/month
(3.5% SWR)
854/month
(3.0% SWR)


When can I retire?

FI date

My age

34

I am currently aiming to save/invest approximately GBP 6,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of GBP 600,000 in 1 years and 4 months, in , and at that time I will be 34 years old.

By that time I will have invested/saved another GBP 180,000, while the rest will be return on my existing FI portfolio and the new investments, in total GBP 78,320


Financial independence forecast