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Net worth update per


This is mudpie's #4 net worth update. Please check out my profile here for more information. As of , my net worth increased to CHF 1,157,073 and my FI portfolio increased to CHF 896,816


Net worth

CHF 1,157,073

Since the last update on my net worth has increased with CHF 49,473 (+ 4.47 %).

FI portfolio

CHF 896,816

Since the last update on my FI portfolio has increased with CHF 49,473 (+ 5.84 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CHF.
Change
Cash 75,378 +7,090 82,468
Investments 566,801 +35,215 602,016
Retirement acc 205,164 +7,168 212,332
Real estate 255,257 0 255,257
Other assets 5,000 0 5,000
Total assets 1,107,600 +49,473 1,157,073

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 44,016 +38,452 82,468
Investments 582,494 +19,522 602,016
Retirement acc 156,559 +55,773 212,332
Real estate 248,217 + 7,040 255,257
Other assets 5,000 0 5,000
Total assets 1,036,286 +120,787 1,157,073

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0
Change
Cash 44,016 +38,452 82,468
Investments 582,494 +19,522 602,016
Retirement acc 156,559 +55,773 212,332
Real estate 248,217 + 7,040 255,257
Other assets 5,000 0 5,000
Total assets 1,036,286 +120,787 1,157,073

Mortgage 0 0 0
Other debt 0 0 0
Total debt 0 0 0

I am now 89.7% on my way to achive my FIRE target of CHF 1,000,000. This is 4.9 percentage points closer, compared to the last net worth update.

CHF 896,816 FIRE target: CHF 1,000,000


89.7%

FI portfolio

My FI portfolio now consists of CHF 602,016 (67.1%) in investments, CHF 212,332 (23.7%) in retirement accounts, and CHF 82,468 (9.2%) in cash.

Investments

Since my last update, my investments increased with CHF 35,215 (6.21%).

Since I started tracking, my total contributions have been CHF 1,346, and my total return has been CHF 394,899.

Retirement accounts

Since my last update, my retirement accounts increased with CHF 7,168 (3.49%).

Since I started tracking, my total contributions have been CHF 2,095, and my total return is CHF 205,451.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be CHF 2,989 for the rest of my life.


Monthly SWR amount
Retire today with (CHF)
2,989/month
(4.0% SWR)
2,615/month
(3.5% SWR)
2,242/month
(3.0% SWR)


When can I retire?

FI date

My age

40

I am currently aiming to save/invest approximately CHF 13,750 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of CHF 1,000,000 in -1 years and -5 months, in , and at that time I will be 40 years old.

By that time I will have invested/saved another CHF 68,750, while the rest will be return on my existing FI portfolio and the new investments, in total CHF 34,434


Financial independence forecast