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Net worth update per


This is k3nsh1n78's #156 net worth update. Please check out my profile here for more information. As of , my net worth increased to AUD 1,016,358 and my FI portfolio decreased to AUD 535,148


Net worth

AUD 1,016,358

Since the last update on my net worth has increased with AUD 447 (+ 0.04 %).

FI portfolio

AUD 535,148

Since the last update on my FI portfolio has decreased with AUD -2,853 ( -0.53 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in AUD.
Change
Cash 63,400 -4,050 59,350
Investments 219,777 -62 219,715
Retirement acc 254,824 +1,259 256,083
Real estate 1,585,000 0 1,585,000
Other assets 16,450 -100 16,350
Total assets 2,139,451 -2,953 2,136,498

Mortgage 1,123,540 -3,400 1,120,140
Other debt 0 0 0
Total debt 1,123,540 -3,400 1,120,140
Change
Cash 69,700 -10,350 59,350
Investments 194,529 +25,186 219,715
Retirement acc 225,933 +30,150 256,083
Real estate 1,585,000 0 1,585,000
Other assets 18,650 -2,300 16,350
Total assets 2,093,812 +42,686 2,136,498

Mortgage 1,141,970 -21,830 1,120,140
Other debt 0 0 0
Total debt 1,141,970 -21,830 1,120,140
Change
Cash 147,750 -88,400 59,350
Investments 37,355 +182,360 219,715
Retirement acc 136,402 +119,681 256,083
Real estate 1,585,000 0 1,585,000
Other assets 37,280 -20,930 16,350
Total assets 1,943,787 +192,711 2,136,498

Mortgage 1,300,865 -180,725 1,120,140
Other debt 0 0 0
Total debt 1,300,865 -180,725 1,120,140

I am now 35.7% on my way to achive my FIRE target of AUD 1,500,000. This is -0.2 percentage points closer, compared to the last net worth update.

AUD 535,148 FIRE target: AUD 1,500,000


35.7%

FI portfolio

My FI portfolio now consists of AUD 219,715 (41.1%) in investments, AUD 256,083 (47.9%) in retirement accounts, and AUD 59,350 (11.1%) in cash.

Investments

Since my last update, my investments decreased with AUD -62 (-0.03%).

Since I started tracking, my total contributions have been AUD 221,495, and my total return has been AUD -237,960.

Retirement accounts

Since my last update, my retirement accounts increased with AUD 1,259 (0.49%), of which AUD 400 was from contributions , and AUD 7,935 was from returns.

Since I started tracking, my total contributions have been AUD 175,203, and my total return is AUD 113,570.




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be AUD 1,783 for the rest of my life.


Monthly SWR amount
Retire today with (AUD)
1,783/month
(4.0% SWR)
1,560/month
(3.5% SWR)
1,337/month
(3.0% SWR)


When can I retire?

FI date

My age

50

I am currently aiming to save/invest approximately AUD 8,000 each month.

Assuming an annual return of 8% on my investments and my retirement accounts, I aim to reach my FIRE target of AUD 1,500,000 in 3 years and 8 months, in , and at that time I will be 50 years old.

By that time I will have invested/saved another AUD 544,000, while the rest will be return on my existing FI portfolio and the new investments, in total AUD 420,852


Financial independence forecast