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Net worth update per


This is ScottC360's #12 net worth update. Please check out my profile here for more information. As of , my net worth increased to USD 1,058,012 and my FI portfolio increased to USD 762,694


Net worth

USD 1,058,012

Since the last update on my net worth has increased with USD 45,916 (+ 4.54 %).

FI portfolio

USD 762,694

Since the last update on my FI portfolio has increased with USD 45,925 (+ 6.41 %).

The per-day change in net worth between the reported periods are shown in the plot below.


And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in USD.
Change
Cash 4,045 +1,822 5,867
Investments 297,689 +13,862 311,551
Retirement acc 415,035 +30,241 445,276
Real estate 297,400 0 297,400
Other assets 0 0 0
Total assets 1,014,169 +45,925 1,060,094

Mortgage 0 0 0
Other debt 2,073 + 9 2,082
Total debt 2,073 + 9 2,082
Change
Cash 6,192 -325 5,867
Investments 281,339 +30,212 311,551
Retirement acc 373,633 +71,643 445,276
Real estate 288,900 + 8,500 297,400
Other assets 0 0 0
Total assets 950,064 +110,030 1,060,094

Mortgage 0 0 0
Other debt 485 + 1,597 2,082
Total debt 485 + 1,597 2,082
Change
Cash 11,968 -6,101 5,867
Investments 259,413 +52,138 311,551
Retirement acc 402,020 +43,256 445,276
Real estate 240,000 + 57,400 297,400
Other assets 0 0 0
Total assets 913,401 +146,693 1,060,094

Mortgage 0 0 0
Other debt 1,316 + 766 2,082
Total debt 1,316 + 766 2,082

I am now 61.0% on my way to achive my FIRE target of USD 1,250,000. This is 3.7 percentage points closer, compared to the last net worth update.

USD 762,694 FIRE target: USD 1,250,000


61.0%

FI portfolio

My FI portfolio now consists of USD 311,551 (40.8%) in investments, USD 445,276 (58.4%) in retirement accounts, and USD 5,867 (0.8%) in cash.

Investments

Since my last update, my investments increased with USD 13,862 (4.66%).

Retirement accounts

Since my last update, my retirement accounts increased with USD 30,241 (7.29%).




How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be USD 2,542 for the rest of my life.


Monthly SWR amount
Retire today with (USD)
2,542/month
(4.0% SWR)
2,224/month
(3.5% SWR)
1,906/month
(3.0% SWR)


When can I retire?

FI date

My age

36

I am currently aiming to save/invest approximately USD 5,800 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of USD 1,250,000 in 1 years and 11 months, in , and at that time I will be 36 years old.

By that time I will have invested/saved another USD 203,000, while the rest will be return on my existing FI portfolio and the new investments, in total USD 284,306


Financial independence forecast