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Net worth update per



This is raquela's #35 net worth update. Please check out my profile here for more information. As of , my net worth increased to CAD 112,043 and my FI portfolio increased to CAD 112,043


Net worth

CAD 112,043

Since the last update on my net worth has increased with CAD 1,975 (+ 1.79 %).

FI portfolio

CAD 112,043

Since the last update on my FI portfolio has increased with CAD 1,975 (+ 1.79 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in CAD.

I am now 12.8% on my way to achive my FIRE target of CAD 875,000. This is 0.2 percentage points closer, compared to the last net worth update.

CAD 112,043 FIRE target: CAD 875,000


12.8%


FI portfolio


My FI portfolio now consists of CAD 85,777 (76.6%) in investments, CAD 22,358 (20.0%) in retirement accounts, and CAD 3,908 (3.5%) in cash.

Investments

Since my last update, my investments increased with CAD 1,144 (1.35%).

Since I started tracking, my total contributions have been CAD 3,120, and my total return has been CAD 60,084.

Retirement accounts

Since my last update, my retirement accounts increased with CAD 635 (2.92%).

Since I started tracking, my total contributions have been CAD 429, and my total return is CAD 51,885.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be CAD 373 for the rest of my life.


Monthly SWR amount
Retire today with (CAD)
373/month
(4.0% SWR)
326/month
(3.5% SWR)
280/month
(3.0% SWR)


When can I retire?


FI date


My age

46

I am currently aiming to save/invest approximately CAD 1,800 each month.

Assuming an annual return of 10% on my investments and my retirement accounts, I aim to reach my FIRE target of CAD 875,000 in 11 years and 3 months, in , and at that time I will be 46 years old.

By that time I will have invested/saved another CAD 262,800, while the rest will be return on my existing FI portfolio and the new investments, in total CAD 500,157


Financial independence forecast