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Net worth update per



This is firefighter's #69 net worth update. Please check out my profile here for more information. As of , my net worth decreased to EUR 428,654 and my FI portfolio decreased to EUR 428,654


Net worth

EUR 428,654

Since the last update on my net worth has decreased with EUR -17,557 ( -3.93 %).

FI portfolio

EUR 428,654

Since the last update on my FI portfolio has decreased with EUR -17,557 ( -3.93 %).

The per-day change in net worth between the reported periods are shown in the plot below.



And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 61.2% on my way to achive my FIRE target of EUR 700,000. This is -2.5 percentage points closer, compared to the last net worth update.

EUR 428,654 FIRE target: EUR 700,000


61.2%


FI portfolio


My FI portfolio now consists of EUR 425,654 (99.3%) in investments, and EUR 3,000 (0.7%) in cash.

Investments

Since my last update, my investments decreased with EUR -17,557 (-3.96%), of which EUR 5,000 was from contributions, and EUR 5,308 was from returns.

Since I started tracking, my total contributions have been EUR 162,600, and my total return has been EUR 276,908.




How much can I withdraw according to the 4%-rule?


If I quit working today, my monthly pay out would be EUR 1,428 for the rest of my life.


Monthly SWR amount
Retire today with (EUR)
1,428/month
(4.0% SWR)
1,250/month
(3.5% SWR)
1,071/month
(3.0% SWR)


When can I retire?


FI date


My age

42

I am currently aiming to save/invest approximately EUR 2,400 each month.

Assuming an annual return of 6% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 700,000 in 3 years and 2 months, in , and at that time I will be 42 years old.

By that time I will have invested/saved another EUR 127,200, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 144,146


Financial independence forecast