Net worth update per

This is my #6 net worth update. Please check out my profile here for more information. As of , my net worth decreased to EUR 219,864 and my FI portfolio decreased to EUR 216,719

Net worth

EUR 219,864

Since the last update on my net worth has decreased with EUR -10,178 ( -4.42 %).

FI portfolio

EUR 216,719

Since the last update on my FI portfolio has decreased with EUR -8,558 ( -3.8 %).

The per-day change in net worth between the reported periods are shown in the plot below.

And the development and changes between each net worth reporting is shown in the tables below.

Net worth
FI portfolio

The changes for each asset class is shown in the table below. All numbers are in EUR.

I am now 36.1% on my way to achive my FIRE target of EUR 600,000. This is -1.4 percentage points closer, compared to the last net worth update.

EUR 216,719 FIRE target: EUR 600,000


FI portfolio

My FI portfolio now consists of EUR 130,980 (60.4%) in investments, and EUR 85,739 (39.6%) in cash.


Since my last update, my investments increased with EUR 4,383 (3.46%).

Retirement accounts

Since my last update, my retirement accounts decreased with EUR 0 (0%).

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be EUR 722 for the rest of my life.

Monthly SWR amount
Retire today with (EUR)
(4.0% SWR)
(3.5% SWR)
(3.0% SWR)

When can I retire?

FI date

My age


I am currently aiming to save/invest approximately EUR 5,000 each month.

Assuming an annual return of 7% on my investments and my retirement accounts, I aim to reach my FIRE target of EUR 600,000 in 1 years and 6 months, in , and at that time I will be 39 years old.

By that time I will have invested/saved another EUR 280,000, while the rest will be return on my existing FI portfolio and the new investments, in total EUR 103,281

Financial independence forecast